OSB Group Plc (LSE: OSB) Stock Analysis & Fundamentals

OSBOSB Group Plc

LSE · GB · Financial Services · Mortgage Finance · osb.co.uk

511.50GBP-0.10%Mkt Cap: 2.22B $P/E: 6.83Today

OSB Group Plc, through its subsidiaries, operates as a specialist mortgage lending company in the United Kingdom and India. The company operates in two segments, OneSavings Bank (OSB) and Charter Court Financial Services…

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Key Statistics

Company

Market Cap2.22B $

Enterprise Value3.52B $

Revenue (TTM)841.01M $

Gross Profit841.01M $

Net Income (TTM)366.44M $

Revenue/Share2.365 USD

Last Price511.50 GBP

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees2.4K

CountryGB

SectorFinancial Services

IndustryMortgage Finance

ISINGB00BLDRH360

Valuation

P/E (Trailing)6.83

P/E (Forward)6.00

PEG0.49

EV/EBITDA—

EV/Revenue4.18

P/S2.64

P/B0.86

EPS (TTM)0.75

EPS (Forward)0.85

52W Range

480.8018% of range647.50

52W High647.50 GBP

52W Low480.80 GBP

Profitability

Gross Margin0.00%

Oper. Margin57.69%

EBITDA Margin0.00%

Profit Margin42.77%

ROE12.44%

ROA0.92%

Growth

Revenue Growth0.20%

Earnings Growth2.70%

Cash Flow & Leverage

Operating CF312.44M $

CapEx (TTM)42.20M $

FCF Margin—

FCF Yield—

Net Debt1.21B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.87

Current Ratio—

Quick Ratio—

Book Value/Sh5.985 GBP

Cash/Share4.546 GBP

Dividends

Fwd Div Rate0.3600 GBP

Trail. Div Rate0.3590 GBP

Div. Yield7.04%

5Y Avg Yield6.50%

Payout Ratio47.32%

Ex-Div DateAug 13, 2026

Pay Date—

Analyst Consensus

Rating1.8 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)663.08 GBP

Upside (mean)+29.6%

Target Range550.00 GBP – 750.00 GBP

GBP550.00+29.6% to meanGBP750.00

# Analysts12

Ownership

Shares Out.338.11M

Float343.98M

Insiders0.52%

Institutions62.47%

Technical

SMA 50535.72 (-4.5%)

SMA 200559.07 (-8.5%)

Beta1.06

S&P 52W Chg18.16%

Avg Vol (30d)893.55K

Avg Vol (10d)2.45M

Technical Indicators

RSI (14)39.3

MACD-10.2480

MACD Signal-5.5229

MACD Hist.-4.7251

BB Upper592.72 GBP

BB Middle538.27 GBP

BB Lower483.83 GBP

BB Width20.23%

ATR (14)16.02 GBP

Vol Ratio (20d)1.04x