Timbercreek Financial Corp. (TSX: TF) Stock Analysis & Fundamentals

TFTimbercreek Financial Corp.

TSX · CA · Financial Services · Mortgage Finance · timbercreekfinancial.com

6.120CAD-2.08%Mkt Cap: 371.24M $P/E: 19.87Today

Timbercreek Financial Corp. provides shorter-duration structured financing solutions to commercial real estate investors in Canada. The company focuses on lending against income-producing real estate properties, includin…

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Key Statistics

Company

Market Cap371.24M $

Enterprise Value1.43B $

Revenue (TTM)31.96M $

Gross Profit54.08M $

Net Income (TTM)25.09M $

Revenue/Share0.3860 USD

Last Price6.120 CAD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees—

CountryCA

SectorFinancial Services

IndustryMortgage Finance

ISIN—

Valuation

P/E (Trailing)19.87

P/E (Forward)10.36

PEG—

EV/EBITDA—

EV/Revenue44.74

P/S11.52

P/B0.78

EPS (TTM)0.31

EPS (Forward)0.59

52W Range

6.0305% of range7.780

52W High7.780 CAD

52W Low6.030 CAD

Profitability

Gross Margin48.07%

Oper. Margin79.54%

EBITDA Margin0.00%

Profit Margin22.30%

ROE5.20%

ROA1.74%

Growth

Revenue Growth-14.60%

Earnings Growth-39.80%

Cash Flow & Leverage

Operating CF-79.01M $

CapEx (TTM)—

FCF Margin—

FCF Yield—

Net Debt1.06B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity0.96

Current Ratio48.88

Quick Ratio48.35

Book Value/Sh7.877 CAD

Cash/Share0.6750 CAD

Dividends

Fwd Div Rate0.6900 CAD

Trail. Div Rate0.6900 CAD

Div. Yield11.29%

5Y Avg Yield9.17%

Payout Ratio222.58%

Ex-Div DateAug 31, 2026

Pay DateAug 14, 2026

Analyst Consensus

Rating—

Target (Mean)6.625 CAD

Upside (mean)+8.3%

Target Range6.250 CAD – 7.250 CAD

CAD6.250+8.3% to meanCAD7.250

# Analysts4

Ownership

Shares Out.82.75M

Float82.46M

Insiders0.98%

Institutions2.90%

Short Interest

Short Ratio11.4d

Short % Out.3.07%

Shares Short2.07M

Short (prev mo.)1.97M

Technical

SMA 506.373 (-4.0%)

SMA 2006.703 (-8.7%)

Beta0.91

S&P 52W Chg18.16%

Avg Vol (30d)220.52K

Avg Vol (10d)169.16K

Technical Indicators

RSI (14)48.8

MACD-0.0645

MACD Signal-0.0802

MACD Hist.+0.0157

BB Upper6.348 CAD

BB Middle6.202 CAD

BB Lower6.056 CAD

BB Width4.72%

ATR (14)0.1051 CAD

Vol Ratio (20d)0.45x