VEL Velocity Financial, Inc. Common Stock

NYSE · US · Financial Services · Mortgage Finance · velfinance.com

14.58USD-0.07%Mkt Cap: 576.03M $P/E: 5.29Today

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans u…

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Key Statistics

Company

Market Cap576.03M USD

Enterprise Value7.56B USD

Revenue (TTM)284.11M USD

Gross Profit214.99M USD

Net Income (TTM)105.05M USD

Revenue/Share7.39 USD

Last Price14.58 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees364

CountryUS

SectorFinancial Services

IndustryMortgage Finance

ISIN—

Valuation

P/E (Trailing)5.29

P/E (Forward)4.81

PEG—

EV/EBITDA—

EV/Revenue26.59

P/S2.03

P/B0.79

EPS (TTM)2.75

EPS (Forward)3.03

52W Range

14.186% of range21.39

52W High21.39 USD

52W Low14.18 USD

Profitability

Gross Margin75.67%

Oper. Margin52.09%

EBITDA Margin0.00%

Profit Margin33.72%

ROE15.62%

ROA1.42%

Growth

Revenue Growth22.70%

Earnings Growth-6.90%

Cash Flow & Leverage

Operating CF18.16M USD

CapEx (TTM)1.57M USD

FCF Margin—

FCF Yield—

Net Debt6.98B USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity9.72

Current Ratio15.55

Quick Ratio15.14

Book Value/Sh18.36 USD

Cash/Share1.93 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.00 USD

Div. Yield0.00%

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating2.7 (Hold)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)21.50 USD

Upside (mean)+47.5%

Target Range19.00 USD – 23.50 USD

19.00+47.5% to mean23.50

# Analysts3

Ownership

Shares Out.39.48M

Float5.25M

Insiders2.97%

Institutions99.19%

Short Interest

Short Ratio13.6d

Short % Float29.47%

Short % Out.3.95%

Shares Short1.56M

Short (prev mo.)1.56M

Technical

SMA 5017.34 (-15.9%)

SMA 20018.23 (-20.0%)

Beta0.70

S&P 52W Chg14.58%

Avg Vol (30d)172.20K

Avg Vol (10d)238.95K

Technical Indicators

RSI (14)17.6

MACD-0.8136

MACD Signal-0.6456

MACD Hist.-0.1680

BB Upper18.93 USD

BB Middle16.37 USD

BB Lower13.81 USD

BB Width31.26%

ATR (14)0.5203 USD

Vol Ratio (20d)1.09x