ACIC American Coastal Insurance Corporation

10.27USD-0.68%Mkt Cap: 485.66M USDP/E: 5.84

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, a…

Insiders, last 90 days1 buy
Institutional holders20 on file

Key Statistics

Company
Market Cap485.66M USD
Enterprise Value323.88M USD
Revenue (TTM)310.90M USD
Gross Profit169.35M USD
Net Income (TTM)106.84M USD
Revenue/Share6.46 USD
Last Price10.27 USD
Fiscal Year EndDec 2025
MR QuarterSep 2026
Employees68
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN—
Valuation
P/E (Trailing)5.84
P/E (Forward)8.22
PEG3.06
EV/EBITDA2.48
EV/Revenue1.04
P/S1.56
P/B1.35
EPS (TTM)1.79 USD
EPS (Forward)1.25 USD
52W Range
9.01031% of range13.06
52W High13.06 USD
52W Low9.010 USD
Profitability
Gross Margin54.47%
Oper. Margin40.85%
EBITDA Margin42.00%
Profit Margin31.89%
ROE33.64%
ROA9.96%
ROIC72.60%
ROCE—
Growth
Revenue Growth-21.80%
Earnings Growth-38.50%
Cash Flow & Leverage
Operating CF71.03M USD
CapEx (TTM)155.00K USD
FCF Margin19.82%
FCF Yield12.69%
Net Debt-158.94M USD
Net Debt/EBITDA-1.22
Net Debt/FCF-2.58
Balance Sheet
Debt/Equity0.48
Current Ratio1.16
Quick Ratio0.60
Book Value/Sh7.62 USD
Cash/Share6.67 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield3.70%
Payout Ratio0.00%
Ex-Div DateJan 2, 2026
Pay DateJan 9, 2026
Analyst Consensus
Rating3.0 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.47.29M
Float22.79M
Insiders50.62%
Institutions37.15%
Short Interest
Short Ratio5.8d
Short % Float7.11%
Short % Out.3.54%
Shares Short1.67M
Short (prev mo.)2.13M
Technical
SMA 509.972 (+3.0%)
SMA 20010.65 (-3.6%)
Beta-0.56
S&P 52W Chg13.09%
Avg Vol (30d)272.59K
Avg Vol (10d)270.66K
Technical Indicators
RSI (14)47.1
MACD0.0021
MACD Signal0.1101
MACD Hist.-0.1080
BB Upper11.57 USD
BB Middle10.71 USD
BB Lower9.843 USD
BB Width16.15%
ATR (14)0.3298 USD
Vol Ratio (20d)0.63x

About American Coastal Insurance (NASDAQ: ACIC)

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American Coastal Insurance (NASDAQ: ACIC) is listed on Nasdaq, where its shares trade in USD. It belongs to the Insurance - Property & Casualty industry, part of the Financial Services sector, and reports about 68 employees.

The shares were at 10.27 USD on 13 November 2026, down 9.3% over 52 weeks. Its 52-week range is 9.010 USD to 13.06 USD: the price is 21.4% below the high and 14.0% above the low.

At a market capitalisation of 485.66M USD, it trades at 5.8 times trailing earnings and 8.2 times forward earnings. The median trailing P/E of its 19 largest Insurance - Property & Casualty peers is 13.1, a discount of 56% for ACIC.

American Coastal Insurance reports return on equity of 33.6%, an operating margin of 40.8% and revenue down 21.8% year over year.

It holds more cash than debt, a net cash position of 158.94M USD. Its Piotroski F-score is 4 out of 9, an average reading of its financial health. The next earnings report is expected on 18 February 2027.