LPROOpen Lending Corporation

Data unavailable

NAS · US · Financial Services · Credit Services · openlending.com

3.140USD0.00%Mkt Cap: 371.53M $P/E: —17d ago

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers …

Industry Peers

Credit Services

Screen all

Visa Inc.

$692.75BUSDP/E 31.6

Mastercard Incorporated Class A

$508.64BUSDP/E 31.9

AXP

American Express Company

$226.90BUSDP/E 20.4

COF

Capital One Financial Corporation

$133.69BUSDP/E 12.0

PYPL

PayPal Holdings, Inc.

Affirm Holdings, Inc.

$25.80BUSDP/E 68.2

SOFI

SoFi Technologies, Inc.

OneMain Holdings, Inc.

$7.27BUSDP/E 9.5

CACC

Credit Acceptance Corporation

$6.29BUSDP/E 13.3

ENVA

Enova International, Inc.

$6.05BUSDP/E 18.0

KLAR

Klarna Group plc Ordinary Shares

Bread Financial Holdings Inc. Common Stock

$4.07BUSDP/E 8.2

SEZL

Sezzle Inc. Common Stock

$4.01BUSDP/E 26.1

UPST

Upstart Holdings, Inc.

$2.90BUSDP/E 58.3

Key Statistics

Company

Market Cap371.53M $

Enterprise Value282.97M $

Revenue (TTM)89.31M $

Gross Profit71.66M $

Net Income (TTM)-4.24M $

Revenue/Share0.7560 USD

Last Price3.140 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees164

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)16.53

PEG—

EV/EBITDA56.36

EV/Revenue3.17

P/S4.16

P/B4.93

EPS (TTM)-0.05

EPS (Forward)0.19

52W Range

1.17599% of range3.150

52W High3.150 USD

52W Low1.175 USD

Profitability

Gross Margin76.88%

Oper. Margin-3.09%

EBITDA Margin5.62%

Profit Margin-4.54%

ROE-5.65%

ROA-1.79%

Growth

Revenue Growth-16.00%

Earnings Growth—

Cash Flow & Leverage

Operating CF-3.19M $

CapEx (TTM)1.03M $

FCF Margin8.20%

FCF Yield1.97%

Net Debt-88.23M $

Net Debt/EBITDA-17.57

Balance Sheet

Debt/Equity1.79

Current Ratio4.44

Quick Ratio4.08

Book Value/Sh0.6370 USD

Cash/Share1.466 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating3.0 (Hold)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)2.920 USD

Upside (mean)-7.0%

Target Range2.000 USD – 3.150 USD

$2.000-7.0% to mean$3.150

# Analysts5

Ownership

Shares Out.118.32M

Float95.63M

Insiders0.86%

Institutions72.59%

Short Interest

Short Ratio0.4d

Short % Float2.02%

Short % Out.1.75%

Shares Short2.07M

Short (prev mo.)2.54M

Technical

SMA 502.920 (+7.5%)

SMA 2001.975 (+59.0%)

Beta2.20

S&P 52W Chg18.16%

Avg Vol (30d)2.15M

Avg Vol (10d)571.00K

Technical Indicators

RSI (14)72.3

MACD0.0795

MACD Signal0.1090

MACD Hist.-0.0295

BB Upper3.153 USD

BB Middle3.138 USD

BB Lower3.122 USD

BB Width1.00%

ATR (14)0.0279 USD

Vol Ratio (20d)0.00x