LPRO Open Lending Corporation

Partial data

NAS · US · Financial Services · Credit Services · openlending.com

3.140USD0.00%Mkt Cap: 371.53M $P/E: —79d ago

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers …

Industry Peers

Credit Services

Screen all

Visa Inc.

$765.81BUSDP/E 34.7

Mastercard Incorporated Common Stock

$546.28BUSDP/E 33.7

AXP

American Express Company Common Stock

$211.52BUSDP/E 19.0

COF

Capital One Financial Corporation Common Stock

$123.52BUSDP/E 12.9

PYPL

PayPal Holdings, Inc. - Common Stock

$49.15BUSDP/E 10.7

SYF

Synchrony Financial Common Stock

$23.96BUSDP/E 7.7

AFRM

Affirm Holdings, Inc. - Class A Common Stock

$23.65BUSDP/E 12.7

SOFI

SoFi Technologies, Inc. - Common Stock

$18.88BUSDP/E 29.8

ALLY

Ally Financial Inc. Common Stock

$11.88BUSDP/E 8.9

FCFS

FirstCash Holdings, Inc. - Common Stock

$7.49BUSDP/E 18.7

Lufax Holding Ltd American Depositary Shares, each representing two (2) Ordinary Shares

OneMain Holdings, Inc. Common Stock

$6.41BUSDP/E 8.4

CACC

Credit Acceptance Corporation - Common Stock

$5.70BUSDP/E 12.0

KLAR

Klarna Group plc Ordinary Shares

$4.86BUSD

SEZL

Sezzle Inc. - Common Stock

$4.46BUSDP/E 29.0

NNI

Nelnet, Inc. Common Stock

$4.39BUSDP/E 14.6

ENVA

Enova International, Inc. Common Stock

$4.11BUSDP/E 12.3

BFH

Bread Financial Holdings, Inc. Common Stock

$3.84BUSDP/E 7.7

SLM

SLM Corporation - Common Stock

$3.65BUSDP/E 5.4

Key Statistics

Company

Market Cap371.53M USD

Enterprise Value282.97M USD

Revenue (TTM)89.31M USD

Gross Profit71.66M USD

Net Income (TTM)-4.24M USD

Revenue/Share0.76 USD

Last Price3.140 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees164

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)—

P/E (Forward)16.53

PEG—

EV/EBITDA56.36

EV/Revenue3.17

P/S4.16

P/B4.93

EPS (TTM)-0.05

EPS (Forward)0.19

52W Range

1.17599% of range3.150

52W High3.150 USD

52W Low1.175 USD

Profitability

Gross Margin76.88%

Oper. Margin-3.09%

EBITDA Margin5.62%

Profit Margin-4.54%

ROE-5.65%

ROA-1.79%

ROIC-2.11%

ROCE—

Growth

Revenue Growth-16.00%

Earnings Growth—

Cash Flow & Leverage

Operating CF-3.19M USD

CapEx (TTM)1.03M USD

FCF Margin8.20%

FCF Yield1.97%

Net Debt-88.23M USD

Net Debt/EBITDA-17.57

Net Debt/FCF-12.05

Balance Sheet

Debt/Equity1.79

Current Ratio4.44

Quick Ratio4.08

Book Value/Sh0.64 USD

Cash/Share1.47 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.00 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating3.0 (Hold)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)2.920 USD

Upside (mean)-7.0%

Target Range2.000 USD – 3.150 USD

2.000-7.0% to mean3.150

# Analysts5

Ownership

Shares Out.118.32M

Float95.63M

Insiders0.86%

Institutions72.59%

Short Interest

Short Ratio0.4d

Short % Float2.02%

Short % Out.1.75%

Shares Short2.07M

Short (prev mo.)2.54M

Technical

SMA 502.920 (+7.5%)

SMA 2001.975 (+59.0%)

Beta2.20

S&P 52W Chg18.16%

Avg Vol (30d)2.15M

Avg Vol (10d)571.00K

Technical Indicators

RSI (14)72.3

MACD0.0795

MACD Signal0.1090

MACD Hist.-0.0295

BB Upper3.153 USD

BB Middle3.138 USD

BB Lower3.122 USD

BB Width1.00%

ATR (14)0.0279 USD

Vol Ratio (20d)0.00x