105.38USD-2.89%Mkt Cap: 4.38B $P/E: 8.86Today
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk man…
Industry Peers
Credit Services$644.64BUSDP/E 31.5
$682.48BUSDP/E 31.1
$502.58BUSDP/E 31.5
$229.54BUSDP/E 20.6
$135.42BUSDP/E 12.2
$53.70BUSDP/E 11.8
$25.91BUSDP/E 8.2
$25.90BUSDP/E 70.3
$24.04BUSDP/E 8.1
$23.79BUSDP/E 37.6
$12.86BUSDP/E 10.0
$9.19BUSDP/E 24.1
$7.31BUSDP/E 14.2
$7.39BUSDP/E 9.7
$6.33BUSDP/E 18.9
$6.10BUSDP/E 12.9
$5.00BUSDP/E 7.4
$4.51BUSDP/E 15.1
$4.01BUSDP/E 26.1
$2.93BUSDP/E 58.8
Key Statistics
Company
Market Cap4.38B $
Enterprise Value3.57B $
Revenue (TTM)2.67B $
Gross Profit2.67B $
Net Income (TTM)518.00M $
Revenue/Share61.26 USD
Last Price105.38 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees6.0K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)8.86
P/E (Forward)7.72
PEG3.94
EV/EBITDA—
EV/Revenue1.34
P/S1.49
P/B1.19
EPS (TTM)12.26
EPS (Forward)13.37
52W Range
53.8385% of range114.53
52W High114.53 USD
52W Low53.83 USD
Profitability
Gross Margin0.00%
Oper. Margin28.97%
EBITDA Margin0.00%
Profit Margin13.47%
ROE15.57%
ROA2.29%
Growth
Revenue Growth3.80%
Earnings Growth21.20%
Cash Flow & Leverage
Operating CF2.09B $
CapEx (TTM)—
FCF Margin—
FCF Yield—
Net Debt-398.00M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity1.32
Current Ratio—
Quick Ratio—
Book Value/Sh86.95 USD
Cash/Share95.86 USD
Dividends
Fwd Div Rate0.9200 USD
Trail. Div Rate0.9000 USD
Div. Yield0.85%
5Y Avg Yield1.77%
Payout Ratio6.98%
Ex-Div DateAug 31, 2026
Pay DateSep 15, 2026
Splits
Last Split1253:1000
Split DateNov 8, 2021
Analyst Consensus
Rating2.2 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)114.47 USD
Upside (mean)+8.6%
Target Range79.00 USD – 132.00 USD
$79.00+8.6% to mean$132.00
# Analysts15
Ownership
Shares Out.38.42M
Float37.77M
Insiders1.41%
Institutions107.20%
Short Interest
Short Ratio0.0d
Short % Float0.02%
Short % Out.0.01%
Shares Short5.41K
Short (prev mo.)11.61K
Technical
SMA 50104.61 (+0.7%)
SMA 20083.44 (+26.3%)
Beta1.14
S&P 52W Chg18.16%
Avg Vol (30d)558.35K
Avg Vol (10d)410.68K
Technical Indicators
RSI (14)53.2
MACD2.3966
MACD Signal2.6310
MACD Hist.-0.2345
BB Upper114.91 USD
BB Middle108.74 USD
BB Lower102.57 USD
BB Width11.35%
ATR (14)3.301 USD
Vol Ratio (20d)0.52x