ECPG Encore Capital Group Inc - Common Stock

NAS · US · Financial Services · Credit Services · encorecapital.com

96.03USD+0.11%Mkt Cap: 2.03B $P/E: 7.29Today

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer…

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Key Statistics

Company

Market Cap2.03B USD

Enterprise Value6.04B USD

Revenue (TTM)1.90B USD

Gross Profit965.83M USD

Net Income (TTM)256.83M USD

Revenue/Share85.61 USD

Last Price96.03 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees7.3K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)7.29

P/E (Forward)7.18

PEG0.17

EV/EBITDA8.10

EV/Revenue3.18

P/S1.07

P/B1.89

EPS (TTM)13.17

EPS (Forward)13.36

52W Range

39.9586% of range104.98

52W High104.98 USD

52W Low39.95 USD

Profitability

Gross Margin54.60%

Oper. Margin38.00%

EBITDA Margin39.21%

Profit Margin14.52%

ROE26.29%

ROA4.81%

Growth

Revenue Growth11.30%

Earnings Growth12.90%

Cash Flow & Leverage

Operating CF153.20M USD

CapEx (TTM)26.27M USD

FCF Margin-8.26%

FCF Yield-7.72%

Net Debt4.00B USD

Net Debt/EBITDA5.37

Balance Sheet

Debt/Equity4.10

Current Ratio11.38

Quick Ratio11.28

Book Value/Sh50.86 USD

Cash/Share8.63 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.00 USD

Div. Yield0.00%

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating—

Target (Mean)115.67 USD

Upside (mean)+20.5%

Target Range112.00 USD – 120.00 USD

112.00+20.5% to mean120.00

# Analysts3

Ownership

Shares Out.21.21M

Float20.71M

Insiders3.90%

Institutions109.75%

Short Interest

Short Ratio3.4d

Short % Float7.49%

Short % Out.6.04%

Shares Short1.28M

Short (prev mo.)1.12M

Technical

SMA 5097.70 (-1.7%)

SMA 20078.63 (+22.1%)

Beta1.28

S&P 52W Chg14.58%

Avg Vol (30d)346.06K

Avg Vol (10d)241.92K

Technical Indicators

RSI (14)47.7

MACD-0.3918

MACD Signal0.1513

MACD Hist.-0.5431

BB Upper100.92 USD

BB Middle97.35 USD

BB Lower93.78 USD

BB Width7.34%

ATR (14)3.306 USD

Vol Ratio (20d)0.54x