ECPG — Encore Capital Group, Inc.

ECPGEncore Capital Group, Inc.

NAS · US · Financial Services · Credit Services · encorecapital.com

81.45USD+1.56%Mkt Cap: 1.75B USDP/E: 6.34Last update: 2026-05-26

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer…

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Indicators:|

Key Statistics

Company

Market Cap1.75B USD

Enterprise Value5.56B USD

Revenue (TTM)1.85B USD

Gross Profit965.83M USD

Net Income (TTM)256.83M USD

Revenue/Share81.58 USD

Last Price81.45 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees7.3K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)6.34

P/E (Forward)6.11

PEG0.17

EV/EBITDA7.84

EV/Revenue3.00

P/S0.94

P/B1.81

EPS (TTM)12.84

EPS (Forward)13.36

52W Range

35.6780% of range92.64

52W High92.64 USD

52W Low35.67 USD

Profitability

Gross Margin54.60%

Oper. Margin38.70%

EBITDA Margin38.32%

Profit Margin14.52%

ROE26.29%

ROA4.81%

Growth

Revenue Growth21.00%

Earnings Growth100.00%

Cash Flow & Leverage

Operating CF153.20M USD

CapEx (TTM)26.27M USD

FCF Margin-12.40%

FCF Yield-13.13%

Net Debt3.81B USD

Net Debt/EBITDA5.37

Balance Sheet

Debt/Equity4.10

Current Ratio18.24

Quick Ratio18.06

Book Value/Sh45.04 USD

Cash/Share10.60 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating1.8 (Buy)

Target (Mean)104.33 USD

Target Range100.00 USD – 108.00 USD

# Analysts3

Ownership

Shares Out.21.44M

Float20.97M

Insiders3.81%

Institutions108.50%

Short Interest

Short Ratio4.2d

Short % Float8.31%

Short % Out.6.72%

Shares Short1.44M

Short (prev mo.)1.19M

Technical

SMA 5077.08 (+5.7%)

SMA 20056.91 (+43.1%)

Beta1.33

S&P 52W Chg28.31%

Avg Vol (30d)361.55K

Avg Vol (10d)403.27K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—