CACC — Credit Acceptance Corporation

CACCCredit Acceptance Corporation

NAS · US · Financial Services · Credit Services · creditacceptance.com

544.80USD-0.58%Mkt Cap: 5.70B USDP/E: 13.59Last update: 2026-05-22

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the under…

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Indicators:|

Key Statistics

Company

Market Cap5.70B USD

Enterprise Value12.11B USD

Revenue (TTM)1.28B USD

Gross Profit1.42B USD

Net Income (TTM)423.90M USD

Revenue/Share114.78 USD

Last Price544.80 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees2.3K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)13.59

P/E (Forward)10.02

PEG1.77

EV/EBITDA—

EV/Revenue9.50

P/S4.49

P/B3.77

EPS (TTM)40.12

EPS (Forward)54.69

52W Range

401.9088% of range565.14

52W High565.14 USD

52W Low401.90 USD

Profitability

Gross Margin61.90%

Oper. Margin52.71%

EBITDA Margin0.00%

Profit Margin18.53%

ROE27.82%

ROA4.91%

Growth

Revenue Growth12.70%

Earnings Growth43.20%

Cash Flow & Leverage

Operating CF1.05B USD

CapEx (TTM)1.60M USD

FCF Margin—

FCF Yield—

Net Debt6.38B USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity4.17

Current Ratio3.87

Quick Ratio3.63

Book Value/Sh145.26 USD

Cash/Share2.457 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Splits

Last Split2:1

Split DateDec 21, 1994

Analyst Consensus

Rating—

Target (Mean)536.67 USD

Target Range500.00 USD – 560.00 USD

# Analysts3

Ownership

Shares Out.10.46M

Float5.12M

Insiders56.24%

Institutions69.39%

Short Interest

Short Ratio6.6d

Short % Float26.36%

Short % Out.8.84%

Shares Short924.33K

Short (prev mo.)1.05M

Technical

SMA 50489.92 (+11.2%)

SMA 200479.77 (+13.6%)

Beta1.36

S&P 52W Chg28.31%

Avg Vol (30d)144.67K

Avg Vol (10d)162.36K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—