602.48USD+3.33%Mkt Cap: 6.10B $P/E: 12.87Today
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the under…
Industry Peers
Credit Services$644.64BUSDP/E 31.5
$682.48BUSDP/E 31.1
$502.58BUSDP/E 31.5
$229.54BUSDP/E 20.6
$135.42BUSDP/E 12.2
$53.70BUSDP/E 11.8
$25.91BUSDP/E 8.2
$25.90BUSDP/E 70.3
$24.04BUSDP/E 8.1
$23.79BUSDP/E 37.6
$12.86BUSDP/E 10.0
$9.19BUSDP/E 24.1
$7.31BUSDP/E 14.2
$7.39BUSDP/E 9.7
$6.33BUSDP/E 18.9
$5.00BUSDP/E 7.4
$4.51BUSDP/E 15.1
$4.38BUSDP/E 8.9
$4.01BUSDP/E 26.1
$2.93BUSDP/E 58.8
Key Statistics
Company
Market Cap6.10B $
Enterprise Value12.37B $
Revenue (TTM)1.30B $
Gross Profit1.42B $
Net Income (TTM)423.90M $
Revenue/Share120.24 USD
Last Price602.48 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.3K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)12.87
P/E (Forward)10.57
PEG1.77
EV/EBITDA—
EV/Revenue9.49
P/S4.67
P/B3.83
EPS (TTM)45.48
EPS (Forward)55.45
52W Range
401.9075% of range668.86
52W High668.86 USD
52W Low401.90 USD
Profitability
Gross Margin61.90%
Oper. Margin52.56%
EBITDA Margin0.00%
Profit Margin18.53%
ROE27.82%
ROA4.91%
Growth
Revenue Growth9.50%
Earnings Growth70.60%
Cash Flow & Leverage
Operating CF1.05B $
CapEx (TTM)1.60M $
FCF Margin—
FCF Yield—
Net Debt6.28B $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity4.17
Current Ratio4.83
Quick Ratio4.55
Book Value/Sh153.13 USD
Cash/Share0.1350 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split2:1
Split DateDec 21, 1994
Analyst Consensus
Rating—
Target (Mean)636.67 USD
Upside (mean)+5.7%
Target Range600.00 USD – 660.00 USD
$600.00+5.7% to mean$660.00
# Analysts3
Ownership
Shares Out.10.46M
Float5.12M
Insiders46.08%
Institutions76.54%
Short Interest
Short Ratio7.5d
Short % Float30.40%
Short % Out.10.04%
Shares Short1.04M
Short (prev mo.)1.22M
Technical
SMA 50596.22 (+1.0%)
SMA 200509.85 (+18.2%)
Beta1.35
S&P 52W Chg18.16%
Avg Vol (30d)125.46K
Avg Vol (10d)106.84K
Technical Indicators
RSI (14)49.0
MACD-4.0944
MACD Signal-4.7165
MACD Hist.+0.6221
BB Upper604.91 USD
BB Middle577.13 USD
BB Lower549.35 USD
BB Width9.63%
ATR (14)19.39 USD
Vol Ratio (20d)0.78x