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ENVA Enova International, Inc.

NYSE · US · Financial Services · Credit Services · enova.com
178.00USD+2.96%Mkt Cap: 4.43B $P/E: 13.21

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consu…

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Key Statistics

Company
Market Cap4.43B USD
Enterprise Value9.21B USD
Revenue (TTM)1.69B USD
Gross Profit1.49B USD
Net Income (TTM)308.39M USD
Revenue/Share68.04 USD
Last Price178.00 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.8K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)13.21
P/E (Forward)8.25
PEG—
EV/EBITDA—
EV/Revenue5.45
P/S2.54
P/B2.87
EPS (TTM)13.47
EPS (Forward)20.95
52W Range
103.0246% of range267.45
52W High267.45 USD
52W Low103.02 USD
Profitability
Gross Margin47.31%
Oper. Margin29.94%
EBITDA Margin0.00%
Profit Margin9.78%
ROE23.07%
ROA4.77%
Growth
Revenue Growth31.10%
Earnings Growth39.90%
Cash Flow & Leverage
Operating CF1.82B USD
CapEx (TTM)47.14M USD
FCF Margin—
FCF Yield—
Net Debt4.91B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity3.39
Current Ratio20.15
Quick Ratio19.12
Book Value/Sh60.16 USD
Cash/Share5.43 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Analyst Consensus
Rating1.3 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)241.00 USD
Upside (mean)+35.4%
Target Range205.00 USD – 300.00 USD
205.00+35.4% to mean300.00
# Analysts6
Ownership
Shares Out.24.90M
Float23.81M
Insiders4.53%
Institutions97.62%
Short Interest
Short Ratio5.9d
Short % Float10.24%
Short % Out.8.20%
Shares Short2.04M
Short (prev mo.)2.12M
Technical
SMA 50223.98 (-20.5%)
SMA 200182.26 (-2.3%)
Beta1.21
S&P 52W Chg14.58%
Avg Vol (30d)366.60K
Avg Vol (10d)357.12K
Technical Indicators
RSI (14)37.6
MACD-14.9404
MACD Signal-16.4154
MACD Hist.+1.4750
BB Upper232.29 USD
BB Middle185.21 USD
BB Lower138.12 USD
BB Width50.84%
ATR (14)7.401 USD
Vol Ratio (20d)0.93x