Palomar Holdings, Inc. (NAS: PLMR) Stock Analysis & Fundamentals

PLMRPalomar Holdings, Inc.

NAS · US · Financial Services · Insurance - Property & Casualty · plmr.com

129.89USD+2.37%Mkt Cap: 3.34B $P/E: 17.05Today

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products,…

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Key Statistics

Company

Market Cap3.34B $

Enterprise Value3.62B $

Revenue (TTM)1.09B $

Gross Profit298.53M $

Net Income (TTM)197.07M $

Revenue/Share41.16 USD

Last Price129.89 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees439

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISINUS69753M1053

Valuation

P/E (Trailing)17.05

P/E (Forward)11.34

PEG—

EV/EBITDA12.52

EV/Revenue3.32

P/S3.13

P/B3.44

EPS (TTM)7.55

EPS (Forward)11.37

52W Range

100.8162% of range147.44

52W High147.44 USD

52W Low100.81 USD

Profitability

Gross Margin27.35%

Oper. Margin23.77%

EBITDA Margin26.53%

Profit Margin22.50%

ROE20.91%

ROA6.46%

Growth

Revenue Growth54.70%

Earnings Growth15.50%

Cash Flow & Leverage

Operating CF409.12M $

CapEx (TTM)7.13M $

FCF Margin52.22%

FCF Yield17.07%

Net Debt233.08M $

Net Debt/EBITDA0.81

Balance Sheet

Debt/Equity30.15

Current Ratio0.54

Quick Ratio0.27

Book Value/Sh37.46 USD

Cash/Share2.382 USD

Dividends

Fwd Div Rate1.800 USD

Trail. Div Rate0.0000 USD

Div. Yield1.42%

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div DateAug 19, 2026

Pay DateSep 2, 2026

Analyst Consensus

Rating1.6 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)163.17 USD

Upside (mean)+25.6%

Target Range152.00 USD – 168.00 USD

$152.00+25.6% to mean$168.00

# Analysts6

Ownership

Shares Out.26.32M

Float25.61M

Insiders2.73%

Institutions100.32%

Short Interest

Short Ratio2.9d

Short % Float3.93%

Short % Out.3.30%

Shares Short864.57K

Short (prev mo.)945.34K

Technical

SMA 50129.99 (-0.1%)

SMA 200124.71 (+4.2%)

Beta0.39

S&P 52W Chg18.16%

Avg Vol (30d)269.96K

Avg Vol (10d)211.31K

Technical Indicators

RSI (14)43.9

MACD-1.1581

MACD Signal0.4405

MACD Hist.-1.5986

BB Upper144.13 USD

BB Middle133.33 USD

BB Lower122.52 USD

BB Width16.21%

ATR (14)5.144 USD

Vol Ratio (20d)0.62x