HCI HCI Group, Inc.

NYSE · US · Financial Services · Insurance - Property & Casualty · hcigroup.com

184.43USD-0.80%Mkt Cap: 2.29B $P/E: 7.95Today

HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and…

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Key Statistics

Company

Market Cap2.29B USD

Enterprise Value1.59B USD

Revenue (TTM)952.13M USD

Gross Profit568.67M USD

Net Income (TTM)299.00M USD

Revenue/Share76.53 USD

Last Price184.43 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees594

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)7.95

P/E (Forward)9.46

PEG0.97

EV/EBITDA3.36

EV/Revenue1.67

P/S2.41

P/B2.13

EPS (TTM)23.20

EPS (Forward)19.47

52W Range

144.7560% of range210.50

52W High210.50 USD

52W Low144.75 USD

Profitability

Gross Margin59.73%

Oper. Margin45.43%

EBITDA Margin49.53%

Profit Margin33.16%

ROE28.72%

ROA11.82%

Growth

Revenue Growth11.10%

Earnings Growth8.20%

Cash Flow & Leverage

Operating CF444.45M USD

CapEx (TTM)3.63M USD

FCF Margin44.45%

FCF Yield18.45%

Net Debt-804.87M USD

Net Debt/EBITDA-1.71

Balance Sheet

Debt/Equity0.07

Current Ratio0.86

Quick Ratio0.68

Book Value/Sh86.60 USD

Cash/Share70.13 USD

Dividends

Fwd Div Rate1.60 USD

Trail. Div Rate1.60 USD

Div. Yield0.87%

5Y Avg Yield1.51%

Payout Ratio6.90%

Ex-Div DateAug 21, 2026

Pay DateSep 18, 2026

Analyst Consensus

Rating1.6 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)241.67 USD

Upside (mean)+31.0%

Target Range225.00 USD – 265.00 USD

225.00+31.0% to mean265.00

# Analysts3

Ownership

Shares Out.12.44M

Float9.91M

Insiders14.66%

Institutions77.99%

Short Interest

Short Ratio4.0d

Short % Float5.44%

Short % Out.4.62%

Shares Short574.52K

Short (prev mo.)497.99K

Technical

SMA 50183.06 (+0.7%)

SMA 200169.41 (+8.9%)

Beta1.02

S&P 52W Chg14.58%

Avg Vol (30d)136.93K

Avg Vol (10d)164.60K

Technical Indicators

RSI (14)54.1

MACD-0.5941

MACD Signal-1.0457

MACD Hist.+0.4516

BB Upper192.39 USD

BB Middle182.41 USD

BB Lower172.43 USD

BB Width10.95%

ATR (14)4.135 USD

Vol Ratio (20d)1.11x