182.77USD-0.15%Mkt Cap: 2.28B $P/E: 7.89Today
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and…
Industry Peers
Insurance - Property & CasualtyKey Statistics
Company
Market Cap2.28B $
Enterprise Value1.56B $
Revenue (TTM)952.13M $
Gross Profit568.67M $
Net Income (TTM)299.00M $
Revenue/Share76.53 USD
Last Price182.77 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees594
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN—
Valuation
P/E (Trailing)7.89
P/E (Forward)9.38
PEG0.97
EV/EBITDA3.31
EV/Revenue1.64
P/S2.38
P/B2.10
EPS (TTM)23.06
EPS (Forward)19.40
52W Range
144.7558% of range210.50
52W High210.50 USD
52W Low144.75 USD
Profitability
Gross Margin59.73%
Oper. Margin45.43%
EBITDA Margin49.53%
Profit Margin33.16%
ROE28.72%
ROA11.82%
Growth
Revenue Growth11.10%
Earnings Growth8.20%
Cash Flow & Leverage
Operating CF444.45M $
CapEx (TTM)3.63M $
FCF Margin44.45%
FCF Yield18.59%
Net Debt-804.87M $
Net Debt/EBITDA-1.71
Balance Sheet
Debt/Equity0.07
Current Ratio0.86
Quick Ratio0.68
Book Value/Sh86.60 USD
Cash/Share70.13 USD
Dividends
Fwd Div Rate1.600 USD
Trail. Div Rate1.600 USD
Div. Yield0.87%
5Y Avg Yield1.94%
Payout Ratio6.90%
Ex-Div DateAug 21, 2026
Pay DateSep 18, 2026
Analyst Consensus
Rating1.6 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)241.67 USD
Upside (mean)+32.2%
Target Range225.00 USD – 265.00 USD
$225.00+32.2% to mean$265.00
# Analysts3
Ownership
Shares Out.12.44M
Float9.91M
Insiders14.66%
Institutions77.60%
Short Interest
Short Ratio2.8d
Short % Float4.32%
Short % Out.3.67%
Shares Short457.78K
Short (prev mo.)429.95K
Technical
SMA 50177.35 (+3.1%)
SMA 200169.02 (+8.1%)
Beta1.02
S&P 52W Chg18.16%
Avg Vol (30d)137.75K
Avg Vol (10d)166.59K
Technical Indicators
RSI (14)54.3
MACD2.3333
MACD Signal2.5123
MACD Hist.-0.1789
BB Upper188.89 USD
BB Middle181.02 USD
BB Lower173.14 USD
BB Width8.70%
ATR (14)5.231 USD
Vol Ratio (20d)1.22x