HMN — Horace Mann Educators Corporation

HMNHorace Mann Educators Corporation

NYSE · US · Financial Services · Insurance - Property & Casualty · horacemann.com

47.26USD+0.91%Mkt Cap: 1.91B USDP/E: 11.89Last update: 2026-05-26

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplement…

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Indicators:|

Key Statistics

Company

Market Cap1.91B USD

Enterprise Value2.42B USD

Revenue (TTM)1.71B USD

Gross Profit664.50M USD

Net Income (TTM)162.10M USD

Revenue/Share41.71 USD

Last Price47.26 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees1.8K

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISINGB00BK7YQK64

Valuation

P/E (Trailing)11.89

P/E (Forward)9.39

PEG1.16

EV/EBITDA9.05

EV/Revenue1.41

P/S1.12

P/B1.33

EPS (TTM)4.06

EPS (Forward)5.07

52W Range

40.0487% of range48.33

52W High48.33 USD

52W Low40.04 USD

Profitability

Gross Margin38.76%

Oper. Margin13.91%

EBITDA Margin15.62%

Profit Margin9.98%

ROE10.93%

ROA1.06%

Growth

Revenue Growth3.10%

Earnings Growth8.70%

Cash Flow & Leverage

Operating CF553.20M USD

CapEx (TTM)—

FCF Margin16.08%

FCF Yield14.42%

Net Debt497.50M USD

Net Debt/EBITDA1.86

Balance Sheet

Debt/Equity0.40

Current Ratio2.84

Quick Ratio0.09

Book Value/Sh35.94 USD

Cash/Share2.385 USD

Dividends

Fwd Div Rate1.440 USD

Trail. Div Rate1.410 USD

Div. Yield3.02%

5Y Avg Yield3.48%

Payout Ratio35.43%

Ex-Div DateJun 15, 2026

Pay DateJun 30, 2026

Splits

Last Split2:1

Split DateDec 16, 1997

Analyst Consensus

Rating1.7 (Buy)

Target (Mean)52.00 USD

Target Range51.00 USD – 53.00 USD

# Analysts2

Ownership

Shares Out.40.38M

Float39.92M

Insiders1.57%

Institutions104.40%

Short Interest

Short Ratio5.3d

Short % Float3.25%

Short % Out.2.36%

Shares Short952.12K

Short (prev mo.)857.83K

Technical

SMA 5044.34 (+6.6%)

SMA 20044.67 (+5.8%)

Beta0.13

S&P 52W Chg28.31%

Avg Vol (30d)193.06K

Avg Vol (10d)191.47K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—