HMN Horace Mann Educators Corporation

NYSE · US · Financial Services · Insurance - Property & Casualty · horacemann.com

45.51USD-0.20%Mkt Cap: 1.84B $P/E: 10.63Today

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplement…

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Key Statistics

Company

Market Cap1.84B USD

Enterprise Value2.20B USD

Revenue (TTM)1.75B USD

Gross Profit689.50M USD

Net Income (TTM)162.10M USD

Revenue/Share42.59 USD

Last Price45.51 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees1.8K

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)10.63

P/E (Forward)8.41

PEG1.16

EV/EBITDA7.81

EV/Revenue1.26

P/S1.05

P/B1.22

EPS (TTM)4.28

EPS (Forward)5.38

52W Range

41.2930% of range55.33

52W High55.33 USD

52W Low41.29 USD

Profitability

Gross Margin39.49%

Oper. Margin13.21%

EBITDA Margin16.11%

Profit Margin9.98%

ROE10.93%

ROA1.06%

Growth

Revenue Growth7.70%

Earnings Growth42.30%

Cash Flow & Leverage

Operating CF553.20M USD

CapEx (TTM)—

FCF Margin12.75%

FCF Yield12.08%

Net Debt364.80M USD

Net Debt/EBITDA1.30

Balance Sheet

Debt/Equity0.40

Current Ratio2.87

Quick Ratio0.22

Book Value/Sh37.11 USD

Cash/Share5.66 USD

Dividends

Fwd Div Rate1.44 USD

Trail. Div Rate1.42 USD

Div. Yield3.18%

5Y Avg Yield3.42%

Payout Ratio33.18%

Ex-Div DateSep 16, 2026

Pay DateSep 30, 2026

Splits

Last Split2:1

Split DateDec 16, 1997

Analyst Consensus

Rating1.7 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)56.50 USD

Upside (mean)+24.1%

Target Range54.00 USD – 59.00 USD

54.00+24.1% to mean59.00

# Analysts2

Ownership

Shares Out.40.50M

Float40.26M

Insiders1.56%

Institutions106.67%

Short Interest

Short Ratio4.5d

Short % Float3.80%

Short % Out.2.76%

Shares Short1.12M

Short (prev mo.)1.05M

Technical

SMA 5050.09 (-9.1%)

SMA 20046.85 (-2.9%)

Beta0.09

S&P 52W Chg14.58%

Avg Vol (30d)310.90K

Avg Vol (10d)340.48K

Technical Indicators

RSI (14)33.9

MACD-1.4484

MACD Signal-1.3910

MACD Hist.-0.0574

BB Upper50.94 USD

BB Middle47.15 USD

BB Lower43.35 USD

BB Width16.08%

ATR (14)0.9797 USD

Vol Ratio (20d)0.66x