HRTG Heritage Insurance Holdings, Inc.

NYSE · US · Financial Services · Insurance - Property & Casualty · heritagepci.com

34.54USD+1.08%Mkt Cap: 1.03B $P/E: 4.931d ago

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florid…

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Key Statistics

Company

Market Cap1.03B USD

Enterprise Value490.68M USD

Revenue (TTM)854.63M USD

Gross Profit387.91M USD

Net Income (TTM)195.59M USD

Revenue/Share27.89 USD

Last Price34.54 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees542

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)4.93

P/E (Forward)6.59

PEG—

EV/EBITDA1.60

EV/Revenue0.57

P/S1.19

P/B1.74

EPS (TTM)7.01

EPS (Forward)5.18

52W Range

20.4888% of range36.50

52W High36.50 USD

52W Low20.48 USD

Profitability

Gross Margin45.39%

Oper. Margin39.15%

EBITDA Margin35.97%

Profit Margin25.26%

ROE38.71%

ROA8.91%

Growth

Revenue Growth3.00%

Earnings Growth32.30%

Cash Flow & Leverage

Operating CF182.24M USD

CapEx (TTM)8.07M USD

FCF Margin30.11%

FCF Yield25.06%

Net Debt-495.76M USD

Net Debt/EBITDA-1.61

Balance Sheet

Debt/Equity0.20

Current Ratio0.82

Quick Ratio0.38

Book Value/Sh19.67 USD

Cash/Share20.35 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.00 USD

Div. Yield0.00%

5Y Avg Yield2.74%

Payout Ratio0.00%

Ex-Div DateJun 13, 2022

Pay DateJul 5, 2022

Analyst Consensus

Rating2.0 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)39.00 USD

Upside (mean)+12.9%

Target Range36.00 USD – 42.00 USD

36.00+12.9% to mean42.00

# Analysts2

Ownership

Shares Out.29.73M

Float22.66M

Insiders19.74%

Institutions67.42%

Short Interest

Short Ratio3.5d

Short % Float3.17%

Short % Out.2.87%

Shares Short852.46K

Short (prev mo.)661.85K

Technical

SMA 5033.25 (+3.9%)

SMA 20027.87 (+23.9%)

Beta0.92

S&P 52W Chg15.78%

Avg Vol (30d)244.34K

Avg Vol (10d)287.52K

Technical Indicators

RSI (14)58.9

MACD0.2152

MACD Signal0.2515

MACD Hist.-0.0363

BB Upper35.50 USD

BB Middle34.07 USD

BB Lower32.64 USD

BB Width8.39%

ATR (14)0.9465 USD

Vol Ratio (20d)0.64x