HRTG — Heritage Insurance Holdings, Inc.

HRTGHeritage Insurance Holdings, Inc.

NYSE · US · Financial Services · Insurance - Property & Casualty · heritagepci.com

22.78USD-0.42%Mkt Cap: 691.30M USDP/E: 3.50Last update: 2026-05-26

Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florid…

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Indicators:|

Key Statistics

Company

Market Cap691.30M USD

Enterprise Value273.78M USD

Revenue (TTM)848.47M USD

Gross Profit369.55M USD

Net Income (TTM)195.59M USD

Revenue/Share27.47 USD

Last Price22.78 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees542

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)3.50

P/E (Forward)5.12

PEG—

EV/EBITDA0.95

EV/Revenue0.32

P/S0.84

P/B1.36

EPS (TTM)6.52

EPS (Forward)4.58

52W Range

16.8339% of range31.98

52W High31.98 USD

52W Low16.83 USD

Profitability

Gross Margin43.55%

Oper. Margin23.90%

EBITDA Margin34.00%

Profit Margin25.26%

ROE38.71%

ROA8.91%

Growth

Revenue Growth0.50%

Earnings Growth20.10%

Cash Flow & Leverage

Operating CF182.24M USD

CapEx (TTM)8.07M USD

FCF Margin18.84%

FCF Yield23.13%

Net Debt-418.02M USD

Net Debt/EBITDA-1.45

Balance Sheet

Debt/Equity0.20

Current Ratio0.77

Quick Ratio0.43

Book Value/Sh17.21 USD

Cash/Share17.53 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield3.46%

Payout Ratio0.00%

Ex-Div DateJun 13, 2022

Pay DateJul 5, 2022

Analyst Consensus

Rating2.0 (Buy)

Target (Mean)31.50 USD

Target Range27.00 USD – 36.00 USD

# Analysts2

Ownership

Shares Out.30.27M

Float22.67M

Insiders19.77%

Institutions66.72%

Short Interest

Short Ratio3.9d

Short % Float4.02%

Short % Out.3.65%

Shares Short1.11M

Short (prev mo.)1.46M

Technical

SMA 5026.52 (-14.1%)

SMA 20026.00 (-12.4%)

Beta1.03

S&P 52W Chg28.31%

Avg Vol (30d)448.36K

Avg Vol (10d)771.87K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—