UVE — Universal Insurance Holdings, Inc.

UVEUniversal Insurance Holdings, Inc.

NYSE · US · Financial Services · Insurance - Property & Casualty · universalinsuranceholdings.com

38.75USD-0.59%Mkt Cap: 1.08B USDP/E: 5.75Last update: 2026-05-26

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such…

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Indicators:|

Key Statistics

Company

Market Cap1.08B USD

Enterprise Value612.59M USD

Revenue (TTM)1.60B USD

Gross Profit385.05M USD

Net Income (TTM)182.95M USD

Revenue/Share57.69 USD

Last Price38.75 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees929

CountryUS

SectorFinancial Services

IndustryInsurance - Property & Casualty

ISIN—

Valuation

P/E (Trailing)5.75

P/E (Forward)9.02

PEG—

EV/EBITDA2.25

EV/Revenue0.38

P/S0.69

P/B2.02

EPS (TTM)6.76

EPS (Forward)4.40

52W Range

21.9684% of range41.96

52W High41.96 USD

52W Low21.96 USD

Profitability

Gross Margin24.03%

Oper. Margin18.62%

EBITDA Margin16.98%

Profit Margin11.41%

ROE33.20%

ROA6.44%

Growth

Revenue Growth-0.30%

Earnings Growth30.60%

Cash Flow & Leverage

Operating CF381.49M USD

CapEx (TTM)4.44M USD

FCF Margin21.12%

FCF Yield31.21%

Net Debt-495.48M USD

Net Debt/EBITDA-1.82

Balance Sheet

Debt/Equity0.18

Current Ratio0.55

Quick Ratio0.37

Book Value/Sh19.67 USD

Cash/Share21.34 USD

Dividends

Fwd Div Rate0.6400 USD

Trail. Div Rate0.6400 USD

Div. Yield1.61%

5Y Avg Yield3.76%

Payout Ratio9.47%

Ex-Div DateMay 8, 2026

Pay DateMay 15, 2026

Analyst Consensus

Rating—

Target (Mean)44.00 USD

Target Range44.00 USD – 44.00 USD

# Analysts1

Ownership

Shares Out.27.91M

Float25.35M

Insiders11.24%

Institutions75.77%

Short Interest

Short Ratio2.7d

Short % Float2.36%

Short % Out.1.97%

Shares Short549.90K

Short (prev mo.)563.43K

Technical

SMA 5036.38 (+6.5%)

SMA 20031.57 (+22.7%)

Beta0.79

S&P 52W Chg28.31%

Avg Vol (30d)217.72K

Avg Vol (10d)180.76K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—