UVEUniversal Insurance Holdings, Inc.

42.32USD-0.02%Mkt Cap: 1.18B $P/E: 5.56

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such…

Key Statistics

Company
Market Cap1.18B $
Enterprise Value743.75M $
Revenue (TTM)1.63B $
Gross Profit421.50M $
Net Income (TTM)182.95M $
Revenue/Share58.93 USD
Last Price42.32 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees929
CountryUS
SectorFinancial Services
IndustryInsurance - Property & Casualty
ISIN
Valuation
P/E (Trailing)5.56
P/E (Forward)9.41
PEG
EV/EBITDA2.43
EV/Revenue0.46
P/S0.72
P/B1.85
EPS (TTM)7.63
EPS (Forward)4.50
52W Range
24.0387% of range45.15
52W High45.15 USD
52W Low24.03 USD
Profitability
Gross Margin25.87%
Oper. Margin19.11%
EBITDA Margin18.76%
Profit Margin11.41%
ROE33.20%
ROA6.44%
Growth
Revenue Growth6.70%
Earnings Growth68.60%
Cash Flow & Leverage
Operating CF381.49M $
CapEx (TTM)4.44M $
FCF Margin19.25%
FCF Yield26.64%
Net Debt-434.31M $
Net Debt/EBITDA-1.42
Balance Sheet
Debt/Equity0.18
Current Ratio0.55
Quick Ratio0.24
Book Value/Sh22.89 USD
Cash/Share19.12 USD
Dividends
Fwd Div Rate0.6400 USD
Trail. Div Rate0.6400 USD
Div. Yield1.51%
5Y Avg Yield3.71%
Payout Ratio8.41%
Ex-Div DateJul 31, 2026
Pay DateAug 7, 2026
Analyst Consensus
Rating
Target (Mean)45.00 USD
Upside (mean)+6.3%
Target Range45.00 USD45.00 USD
# Analysts1
Ownership
Shares Out.27.83M
Float25.31M
Insiders11.16%
Institutions77.72%
Short Interest
Short Ratio5.5d
Short % Float5.79%
Short % Out.4.83%
Shares Short1.34M
Short (prev mo.)955.20K
Technical
SMA 5041.27 (+2.5%)
SMA 20035.90 (+17.9%)
Beta0.73
S&P 52W Chg18.16%
Avg Vol (30d)160.72K
Avg Vol (10d)185.92K
Technical Indicators
RSI (14)49.9
MACD0.3608
MACD Signal0.6437
MACD Hist.-0.2829
BB Upper45.39 USD
BB Middle43.38 USD
BB Lower41.36 USD
BB Width9.28%
ATR (14)1.246 USD
Vol Ratio (20d)0.80x