TWR Tower Limited

NZX · NZ · Financial Services · Insurance · tower.co.nz

—Mkt Cap: —P/E: —Today

Tower Limited provides general insurance products in New Zealand and the Pacific Islands. Its insurance products include car, house, contents, contract works and renovation cover, landlord, boat, business, travel, pet, r…

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Key Statistics

Company

Market Cap—

Enterprise Value362.23M USD

Revenue (TTM)339.41M USD

Gross Profit50.85M USD

Net Income (TTM)46.86M USD

Revenue/Share1.77 NZD

Last Price—

Fiscal Year EndSep 2025

MR QuarterMar 2026

Employees966

CountryNZ

SectorFinancial Services

IndustryInsurance

ISINNZTWRE0011S2

Valuation

P/E (Trailing)—

P/E (Forward)10.64

PEG2.93

EV/EBITDA7.52

EV/Revenue1.07

P/S1.18

P/B2.25

EPS (TTM)0.17

EPS (Forward)0.20

52W Range

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52W High—

52W Low—

Profitability

Gross Margin14.98%

Oper. Margin10.98%

EBITDA Margin14.19%

Profit Margin15.45%

ROE23.86%

ROA13.65%

Growth

Revenue Growth-3.40%

Earnings Growth-49.20%

Cash Flow & Leverage

Operating CF66.70M USD

CapEx (TTM)12.36M USD

FCF Margin15.65%

FCF Yield—

Net Debt-37.82M USD

Net Debt/EBITDA-0.79

Balance Sheet

Debt/Equity0.07

Current Ratio0.62

Quick Ratio0.51

Book Value/Sh0.93 NZD

Cash/Share0.26 NZD

Dividends

Fwd Div Rate—

Trail. Div Rate0.21 NZD

Div. Yield10.29%

5Y Avg Yield6.13%

Payout Ratio147.59%

Ex-Div DateJun 10, 2026

Pay Date—

Splits

Last Split9:10

Split DateMar 18, 2025

Analyst Consensus

Rating1.8 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)2.268 NZD

Target Range1.900 NZD – 2.600 NZD

# Analysts4

Ownership

Shares Out.343.41M

Float329.70M

Insiders16.52%

Institutions9.23%

Technical

SMA 501.945 NZD

SMA 2001.929 NZD

Beta0.06

S&P 52W Chg16.44%

Avg Vol (30d)—

Avg Vol (10d)327.24K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—