ScreenerHero

BFF BFF Bank S.p.A.

BIT · IT · Financial Services · Credit Services · bff.com
2.368EUR+1.11%Mkt Cap: 486.21M $P/E: 26.31

BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slova…

Industry Peers

Credit Services
Screen all
V
Visa Inc.
$694.08BUSDP/E 31.5
MA
Mastercard Incorporated
$494.59BUSDP/E 31.1
AXP
American Express Company
$205.31BUSDP/E 18.4
COF
Capital One Financial Corporation
$119.72BUSDP/E 12.5
PYPL
PayPal Holdings, Inc.
$46.90BUSDP/E 10.3
AFRM
Affirm Holdings, Inc.
$25.22BUSDP/E 13.5
SYF
Synchrony Financial
$23.39BUSDP/E 7.4
SOFI
SoFi Technologies, Inc.
$20.56BUSDP/E 32.5
ALLY
Ally Financial Inc.
$11.45BUSDP/E 8.9
FCFS
FirstCash Holdings, Inc.
$9.17BUSDP/E 24.0
EDEN
Edenred SE
$6.79BUSDP/E 13.2
OMF
OneMain Holdings, Inc.
$6.47BUSDP/E 8.5
CACC
Credit Acceptance Corporation
$5.56BUSDP/E 11.7
KLAR
Klarna Group plc
$4.96BUSD
NNI
Nelnet, Inc.
$4.47BUSDP/E 14.9
ENVA
Enova International, Inc.
$4.43BUSDP/E 13.2
SLM
SLM Corporation
$4.28BUSDP/E 6.3
BFH
Bread Financial Holdings, Inc.
$3.80BUSDP/E 7.7
SEZL
Sezzle Inc.
$3.73BUSDP/E 24.3
UPST
Upstart Holdings, Inc.
$2.33BUSDP/E 48.7

Key Statistics

Company
Market Cap486.21M USD
Enterprise Value3.31B USD
Revenue (TTM)395.16M USD
Gross Profit356.37M USD
Net Income (TTM)40.16M USD
Revenue/Share1.93 EUR
Last Price2.368 EUR
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees—
CountryIT
SectorFinancial Services
IndustryCredit Services
ISINIT0005244402
Valuation
P/E (Trailing)26.31
P/E (Forward)3.81
PEG—
EV/EBITDA—
EV/Revenue8.37
P/S1.22
P/B0.47
EPS (TTM)0.09
EPS (Forward)0.62
52W Range
1.22711% of range11.60
52W High11.60 EUR
52W Low1.227 EUR
Profitability
Gross Margin90.18%
Oper. Margin32.19%
EBITDA Margin0.00%
Profit Margin9.77%
ROE4.16%
ROA0.30%
Growth
Revenue Growth2.70%
Earnings Growth-95.60%
Cash Flow & Leverage
Operating CF-19.07M USD
CapEx (TTM)12.97M USD
FCF Margin—
FCF Yield—
Net Debt2.83B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity0.89
Current Ratio1.13
Quick Ratio1.11
Book Value/Sh5.00 EUR
Cash/Share3.57 EUR
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 EUR
Div. Yield0.00%
5Y Avg Yield3.02%
Payout Ratio0.00%
Ex-Div DateApr 22, 2024
Pay Date—
Analyst Consensus
Rating3.0 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)3.038 EUR
Upside (mean)+28.3%
Target Range2.300 EUR – 4.450 EUR
2.300+28.3% to mean4.450
# Analysts4
Ownership
Shares Out.188.90M
Float179.38M
Insiders8.85%
Institutions25.26%
Technical
SMA 503.005 (-21.2%)
SMA 2003.689 (-35.8%)
Beta1.16
S&P 52W Chg14.58%
Avg Vol (30d)2.31M
Avg Vol (10d)2.95M
Technical Indicators
RSI (14)24.5
MACD-0.1610
MACD Signal-0.0996
MACD Hist.-0.0614
BB Upper3.323 EUR
BB Middle2.841 EUR
BB Lower2.358 EUR
BB Width33.99%
ATR (14)0.1243 EUR
Vol Ratio (20d)0.83x