20.80EUR-0.48%Mkt Cap: 287.04M $P/E: 10.15Today
Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name…
Industry Peers
Credit Services$682.48BUSDP/E 31.1
$502.58BUSDP/E 31.5
$229.54BUSDP/E 20.6
$135.42BUSDP/E 12.2
$53.70BUSDP/E 11.8
$25.91BUSDP/E 8.2
$25.90BUSDP/E 70.3
$23.79BUSDP/E 37.6
$12.86BUSDP/E 10.0
$9.19BUSDP/E 24.1
$7.20BUSDP/E 14.0
$7.39BUSDP/E 9.7
$6.33BUSDP/E 18.9
$6.10BUSDP/E 12.9
$5.00BUSDP/E 7.4
$4.51BUSDP/E 15.1
$4.38BUSDP/E 8.9
$4.01BUSDP/E 26.1
$2.93BUSDP/E 58.8
$2.40BUSDP/E 12.1
Key Statistics
Company
Market Cap287.04M $
Enterprise Value713.78M $
Revenue (TTM)76.22M $
Gross Profit66.16M $
Net Income (TTM)31.26M $
Revenue/Share6.033 USD
Last Price20.80 EUR
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees87
CountryIT
SectorFinancial Services
IndustryCredit Services
ISINIT0005144784
Valuation
P/E (Trailing)10.15
P/E (Forward)7.56
PEG—
EV/EBITDA—
EV/Revenue9.36
P/S3.80
P/B2.93
EPS (TTM)2.06
EPS (Forward)2.79
52W Range
16.8027% of range31.70
52W High31.70 EUR
52W Low16.80 EUR
Profitability
Gross Margin60.76%
Oper. Margin53.57%
EBITDA Margin0.00%
Profit Margin28.71%
ROE29.23%
ROA3.41%
Growth
Revenue Growth-4.30%
Earnings Growth-35.80%
Cash Flow & Leverage
Operating CF13.69M $
CapEx (TTM)2.04M $
FCF Margin—
FCF Yield—
Net Debt423.99M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity6.57
Current Ratio4.45
Quick Ratio4.43
Book Value/Sh7.203 EUR
Cash/Share8.418 EUR
Dividends
Fwd Div Rate1.360 EUR
Trail. Div Rate1.360 EUR
Div. Yield6.36%
5Y Avg Yield—
Payout Ratio65.92%
Ex-Div DateApr 20, 2026
Pay Date—
Analyst Consensus
Rating—
Target (Mean)29.43 EUR
Upside (mean)+41.5%
Target Range28.50 EUR – 31.00 EUR
€28.50+41.5% to mean€31.00
# Analysts3
Ownership
Shares Out.12.64M
Float6.27M
Insiders63.86%
Institutions18.03%
Technical
SMA 5026.15 (-20.5%)
SMA 20025.29 (-17.7%)
Beta0.05
S&P 52W Chg19.97%
Avg Vol (30d)22.81K
Avg Vol (10d)22.73K
Technical Indicators
RSI (14)29.1
MACD-1.5140
MACD Signal-1.5788
MACD Hist.+0.0647
BB Upper27.06 EUR
BB Middle22.57 EUR
BB Lower18.09 EUR
BB Width39.73%
ATR (14)0.9495 EUR
Vol Ratio (20d)0.56x