KRU KRUK Spólka Akcyjna

GPW · PL · Financial Services · Credit Services · pl.kruk.eu

366.50PLN+0.03%Mkt Cap: 1.81B $P/E: 7.18Today

KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, France, Germany, and Spain. The company operates through three segments: Con…

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Key Statistics

Company

Market Cap1.81B USD

Enterprise Value3.63B USD

Revenue (TTM)674.68M USD

Gross Profit375.68M USD

Net Income (TTM)274.79M USD

Revenue/Share136.88 PLN

Last Price366.50 PLN

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees3.2K

CountryPL

SectorFinancial Services

IndustryCredit Services

ISINPLKRK0000010

Valuation

P/E (Trailing)7.18

P/E (Forward)6.29

PEG—

EV/EBITDA6.84

EV/Revenue5.39

P/S2.69

P/B1.29

EPS (TTM)51.02

EPS (Forward)58.23

52W Range

363.602% of range510.00

52W High510.00 PLN

52W Low363.60 PLN

Profitability

Gross Margin58.40%

Oper. Margin81.28%

EBITDA Margin78.80%

Profit Margin42.71%

ROE20.37%

ROA8.33%

Growth

Revenue Growth9.20%

Earnings Growth-14.00%

Cash Flow & Leverage

Operating CF74.29M USD

CapEx (TTM)23.64M USD

FCF Margin0.30%

FCF Yield0.11%

Net Debt1.82B USD

Net Debt/EBITDA3.42

Balance Sheet

Debt/Equity1.36

Current Ratio1.10

Quick Ratio0.41

Book Value/Sh283.42 PLN

Cash/Share17.03 PLN

Dividends

Fwd Div Rate20.00 PLN

Trail. Div Rate0.00 PLN

Div. Yield5.46%

5Y Avg Yield4.00%

Payout Ratio74.48%

Ex-Div DateMay 29, 2026

Pay Date—

Analyst Consensus

Rating—

Target (Mean)523.40 PLN

Upside (mean)+42.8%

Target Range485.00 PLN – 585.00 PLN

485.00+42.8% to mean585.00

# Analysts4

Ownership

Shares Out.19.54M

Float17.66M

Insiders8.70%

Institutions59.95%

Technical

SMA 50408.82 (-10.4%)

SMA 200440.41 (-16.8%)

Beta0.34

S&P 52W Chg14.58%

Avg Vol (30d)57.83K

Avg Vol (10d)43.93K

Technical Indicators

RSI (14)25.6

MACD-9.8873

MACD Signal-9.0049

MACD Hist.-0.8825

BB Upper401.21 PLN

BB Middle384.94 PLN

BB Lower368.66 PLN

BB Width8.46%

ATR (14)7.816 PLN

Vol Ratio (20d)1.36x