FCH Funding Circle Holdings plc

187.00GBp-0.74%Mkt Cap: 570.93M $P/E: 9.35

Funding Circle Holdings plc, together with its subsidiaries, provides online lending platforms in the United Kingdom and internationally. The company offers small business loans, recovery loan schemes, government backed …

Key Statistics

Company
Market Cap570.93M USD
Enterprise Value674.19M USD
Revenue (TTM)271.96M USD
Gross Profit176.52M USD
Net Income (TTM)50.00M USD
Revenue/Share0.81 GBp
Last Price187.00 GBp
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees796
CountryGB
SectorFinancial Services
IndustryCredit Services
ISINGB00BG0TPX62
Valuation
P/E (Trailing)9.35
P/E (Forward)12.96
PEG—
EV/EBITDA15.74
EV/Revenue2.48
P/S2.10
P/B2.29
EPS (TTM)0.20
EPS (Forward)0.14
52W Range
0.000074% of range252.02
52W High252.02 GBp
52W Low0.0000 GBp
Profitability
Gross Margin72.99%
Oper. Margin17.94%
EBITDA Margin15.75%
Profit Margin20.67%
ROE20.14%
ROA8.58%
Growth
Revenue Growth49.70%
Earnings Growth335.30%
Cash Flow & Leverage
Operating CF-36.74M USD
CapEx (TTM)10.33M USD
FCF Margin-31.68%
FCF Yield-15.09%
Net Debt71.52M USD
Net Debt/EBITDA1.67
Balance Sheet
Debt/Equity1.20
Current Ratio1.65
Quick Ratio1.65
Book Value/Sh0.82 GBp
Cash/Share0.64 GBp
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 GBp
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Analyst Consensus
Rating1.2 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)274.67 GBp
Upside (mean)+46.9%
Target Range245.00 GBp – 308.00 GBp
245.00+46.9% to mean308.00
# Analysts6
Ownership
Shares Out.280.89M
Float145.60M
Insiders24.93%
Institutions57.10%
Technical
SMA 50214.07 (-12.6%)
SMA 200164.77 (+13.5%)
Beta0.82
S&P 52W Chg15.78%
Avg Vol (30d)948.23K
Avg Vol (10d)690.62K
Technical Indicators
RSI (14)42.3
MACD-7.0456
MACD Signal-7.8278
MACD Hist.+0.7822
BB Upper209.80 GBp
BB Middle188.84 GBp
BB Lower167.88 GBp
BB Width22.19%
ATR (14)8.687 GBp
Vol Ratio (20d)0.75x