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IPFInternational Personal Finance plc

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LSE · GB · Financial Services · Credit Services · ipfin.co.uk
250.00GBP0.00%Mkt Cap: 712.27M $P/E: 11.90

International Personal Finance plc, together with its subsidiaries, engages in financial services business in Europe and Mexico. The company provides home credit installment loans; hybrid loans; credit card; retail credi…

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Key Statistics

Company
Market Cap712.27M $
Enterprise Value1.61B $
Revenue (TTM)1.03B $
Gross Profit832.16M $
Net Income (TTM)69.52M $
Revenue/Share4.689 USD
Last Price250.00 GBP
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees8.2K
CountryGB
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)11.90
P/E (Forward)811.08
PEG0.90
EV/EBITDA7.40
EV/Revenue1.57
P/S0.69
P/B98.15
EPS (TTM)0.21
EPS (Forward)0.31
52W Range
195.0088% of range257.50
52W High257.50 GBP
52W Low195.00 GBP
Profitability
Gross Margin80.81%
Oper. Margin21.47%
EBITDA Margin21.20%
Profit Margin8.14%
ROE9.93%
ROA4.05%
Growth
Revenue Growth18.80%
Earnings Growth-19.30%
Cash Flow & Leverage
Operating CF-5.77M $
CapEx (TTM)45.15M $
FCF Margin-9.33%
FCF Yield-13.49%
Net Debt908.34M $
Net Debt/EBITDA4.16
Balance Sheet
Debt/Equity1.17
Current Ratio3.63
Quick Ratio3.63
Book Value/Sh2.547 GBP
Cash/Share0.1040 GBP
Dividends
Fwd Div Rate0.1300 GBP
Trail. Div Rate0.0900 GBP
Div. Yield5.12%
5Y Avg Yield7.12%
Payout Ratio60.95%
Ex-Div DateJul 31, 2026
Pay Date—
Analyst Consensus
Rating1.0 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)185.00 GBP
Upside (mean)-26.0%
Target Range185.00 GBP – 185.00 GBP
# Analysts1
Ownership
Shares Out.222.13M
Float165.36M
Insiders12.87%
Institutions85.40%
Technical
SMA 50248.32 (+0.7%)
SMA 200236.79 (+5.6%)
Beta0.41
S&P 52W Chg19.97%
Avg Vol (30d)343.12K
Avg Vol (10d)597.26K
Technical Indicators
RSI (14)62.8
MACD0.4194
MACD Signal0.3006
MACD Hist.+0.1188
BB Upper250.01 GBP
BB Middle248.93 GBP
BB Lower247.84 GBP
BB Width0.88%
ATR (14)1.290 GBP
Vol Ratio (20d)0.00x