30.55USD+6.97%Mkt Cap: 2.95B USDP/E: 75.10Last update: 2026-05-26
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lendi…
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Indicators:|
Key Statistics
Company
Market Cap2.95B USD
Enterprise Value4.27B USD
Revenue (TTM)1.17B USD
Gross Profit970.74M USD
Net Income (TTM)53.60M USD
Revenue/Share12.14 USD
Last Price30.55 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees1.4K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISINUS91680M1071
Valuation
P/E (Trailing)75.10
P/E (Forward)8.50
PEG—
EV/EBITDA43.12
EV/Revenue3.63
P/S2.35
P/B3.54
EPS (TTM)0.41
EPS (Forward)3.40
52W Range
23.9610% of range87.30
52W High87.30 USD
52W Low23.96 USD
Profitability
Gross Margin82.71%
Oper. Margin0.90%
EBITDA Margin8.43%
Profit Margin5.23%
ROE6.71%
ROA1.80%
Growth
Revenue Growth44.60%
Earnings Growth—
Cash Flow & Leverage
Operating CF-147.72M USD
CapEx (TTM)18.41M USD
FCF Margin-26.63%
FCF Yield-10.61%
Net Debt1.50B USD
Net Debt/EBITDA15.20
Balance Sheet
Debt/Equity2.32
Current Ratio11.65
Quick Ratio2.84
Book Value/Sh8.148 USD
Cash/Share4.959 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Analyst Consensus
Rating2.1 (Buy)
Target (Mean)40.20 USD
Target Range20.00 USD – 80.00 USD
# Analysts15
Ownership
Shares Out.95.71M
Float83.26M
Insiders12.99%
Institutions62.08%
Short Interest
Short Ratio6.2d
Short % Float32.32%
Short % Out.28.19%
Shares Short26.98M
Short (prev mo.)27.64M
Technical
SMA 5028.96 (+5.5%)
SMA 20043.57 (-29.9%)
Beta2.26
S&P 52W Chg28.31%
Avg Vol (30d)4.88M
Avg Vol (10d)4.62M
Technical Indicators
RSI (14)—
MACD—
MACD Signal—
MACD Hist.—
BB Upper—
BB Middle—
BB Lower—
BB Width—
ATR (14)—
Vol Ratio (20d)—