Upstart Holdings comes into focus today because the stock has delivered a steep decline of about 86.7% over the past five years, while the current valuation checks still suggest the shares screen as expensive rather than a clear bargain. Over the last five years, Upstart Holdings' share price has declined about 86.7%, which means long term shareholders have seen a very large erosion in value. As peer to peer lending platforms increasingly use AI underwriting, expectations for Upstart...

A number of stocks fell in the afternoon session after competitive pressure from artificial intelligence continued to weigh on the software sector following a Bloomberg report that Anthropic expects its upcoming initial public offering to match or beat the size of SpaceX’s record-setting debut.

Upstart Holdings (UPST) is back in focus after CEO Paul Gu described the company as entering a “second leg” of its development, centered on making its AI lending platform consistently profitable and broadening into secured credit. See our latest analysis for Upstart Holdings. Despite the “second leg” narrative, momentum in Upstart Holdings has been soft, with the share price down 6.8% over the past week and the 1-year total shareholder return declining 54.6%. This contrasts with a slightly...

Dave's CashAI V6 aims to lift gross profit and average originations, building on rising ARPU, stronger ExtraCash engagement and controlled losses.

Growth boosts valuation multiples, but it doesn’t always last forever. Companies that cannot maintain it are often penalized with large declines in market value, a lesson ingrained in investors who lost money in tech stocks during 2022.

Earlier this week, Upstart CEO Paul Gu said the company is entering a “second leg” of its development, aiming to turn its AI lending platform into sustained profitable growth while pushing newer home and auto lending businesses toward contribution profitability and preparing to launch Upstart Bank early next year. This shift toward secured credit products and a vertically integrated bank model signals an effort to deepen funding access and broaden Upstart’s role across the consumer credit...

The metric analysts pressed hardest on is falling because the company's capital-light marketplace is taking over its volume.

A sharp move in the Treasury market sent fintech stocks surging at midday Wednesday, but the year-to-date scorecards for SoFi and Upstart tell a far more complicated story than a single rally can fix.

SOFI's record $14.8 billion loan originations signal strong momentum, but credit performance and funding costs remain key as lending expands.

SoFi's diversified revenues, stronger profitability and deposit funding give it an edge over Upstart, despite its richer forward sales valuation.

Pagaya's record network volume, fueled by auto, personal loans and new products, is supporting revenue growth as funding access remains strong.

Upstart (NASDAQ:UPST) CEO Paul Gu said the company is entering a “second leg” of its development, focused on converting its artificial-intelligence lending platform into sustained profitable growth while expanding into secured credit products. Speaking at Bank of America’s SMID Cap Executive Insigh

Can PGY's diversified, capital-efficient model and lower valuation offer more resilient long-term growth than UPST?

Over the past six months, Upstart’s shares (currently trading at $30.16) have posted a disappointing 8.9% loss, well below the S&P 500’s 11.7% gain. This was partly due to its softer quarterly results and may have investors wondering how to approach the situation.

Is the AI lender starting to turn the corner?

Upstart stock is down almost 35% this year, but investors might be too pessimistic.

Upstart’s second quarter was marked by a strong market reaction, as investors responded positively to robust growth in core personal loan originations and improved profitability. Management emphasized that technology investments and a sharper focus on core unsecured lending enabled a 27% sequential increase in core personal loan originations, while secured products like Home and Auto showed rapid progress toward profitability. CEO Paul Gu highlighted the company’s ability to achieve “growth, cre

Revenue surged 42% year over year as AI-driven lending accelerated across all products.

While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.

The market sees too many risks right now.

Upstart Holdings has had a difficult run over the last five years, with the share price down 82.4%, yet the stock still screens as expensive on traditional valuation checks. Recent gains in the past week sit against a weak one year share price record and a value score that does not point to an obvious bargain. Over the past five years, Upstart Holdings has declined 82.4%, which means long term shareholders have seen a significant erosion in value despite recent short term rebounds. The OCC’s...

Originations reached $4.2 billion as contribution margin fell to 55% from 58%

The AI-driven loan platform delivered strong Q2 results.

Upstart (NASDAQ:UPST) shares climbed 12. 2% in pre-market trading after the AI-powered lending platform reported its strongest quarterly performance in several years, achieving its first GAAP profit since late 2021 and comfortably outperforming market expectations on revenue and loan originations.

Upstart Holdings Inc (UPST) delivers 50% year-over-year originations growth and achieves all-time high contribution profit, while navigating macro headwinds and strategic portfolio shifts.

Upstart (NASDAQ:UPST) reported second-quarter 2026 results marked by accelerating loan originations, higher contribution margins and a return to GAAP profitability, while reaffirming its full-year financial outlook despite a higher macroeconomic risk indicator. Chief Executive Officer Paul Gu said

Upstart Holdings posted $365 million in revenue, up 42% year-on-year, and ahead of Wall Street expectations.

Upstart (UPST) delivered earnings and revenue surprises of +1.72% and +2.77%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?

AI lending platform Upstart (NASDAQ:UPST) reported revenue ahead of Wall Street’s expectations in Q2 CY2026, with sales up 41.7% year on year to $364.7 million. On the other hand, the company’s full-year revenue guidance of $1.4 billion at the midpoint came in 1.7% below analysts’ estimates. Its GAAP profit of $0.16 per share was 16.7% below analysts’ consensus estimates.

DAVE heads into Q2 earnings with beat potential as ExtraCash demand, fee changes and credit gains support growth, though valuation and spending are likely to have tempered the setup.

Upstart Holdings is slated to report its second-quarter (Q2) earnings results on Tuesday after-hours.

Pagaya stock jumps after Q2 earnings beat, record revenues and network volume, with a higher 2026 outlook fuelling momentum.

PGY posts record first-half 2026 lending volume, revenue growth and higher profitability as its AI lending network and funding platform gain momentum.

Evaluate the expected performance of Upstart (UPST) for the quarter ended June 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

AI lending platform Upstart (NASDAQ:UPST) will be reporting earnings this Tuesday after the bell. Here’s what to expect.

Years of bad financial decisions left one person with about $145,000 in debt, despite earning a six-figure salary. Now, after years of trying to stay on top of mounting payments, they’re emotionally drained, overwhelmed and wondering whether intentionally falling behind...

Software is rapidly reducing operating expenses for businesses. This secular theme has materialized in superior earnings growth and stock price performance for most SaaS companies, and over the last six months, the industry’s 13.5% return has topped the S&P 500 by 8.6 percentage points.

SOFI delivers robust Q2 growth, record member and loan gains, and raises its 2026 revenue outlook despite Technology Platform pressure.

Dave's focused model, 44% adjusted EBITDA margin and improving credit results make it the cleaner AI fintech choice for 2026 despite a richer valuation.

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $27.03, indicating a +1.6% shift from the previous trading day.

Upstart Holdings (UPST) has put fresh attention on its stock after announcing a new multi-year forward-flow agreement with Castlelake and securing conditional approval to launch Upstart Bank, N.A. Investors are reassessing what this development could mean for the company. See our latest analysis for Upstart Holdings. The recent forward flow agreement and conditional bank charter approval come after a stretch where Upstart Holdings’ share price has been under pressure. The share price is down...

Upstart Holdings recently received conditional approval from the OCC to establish Upstart Bank, N.A., and expanded its forward-flow funding capacity through a new multi-year agreement under which Castlelake-managed funds may purchase up to US$4.00 billion of consumer loans over up to 24 months. Together, the prospective national bank charter and the enlarged Castlelake loan-purchase program highlight Upstart’s push to combine AI-driven underwriting with fuller control over funding and...

Galaxy Digital Inc. (GLXY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SoFi readies for its Q2 earnings release with 30% revenue growth expected, strong lending demand and member gains, but margin, credit and valuation risks remain.

Upstart (UPST) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Upstart’s stock price has taken a beating over the past six months, shedding 40.1% of its value and falling to $27.06 per share. This was partly due to its softer quarterly results and may have investors wondering how to approach the situation.

SoFi's stock has cratered while its profits soared, creating a rare gap between price and performance heading into July 29 earnings. Whether that gap is a trap or a generational buying opportunity depends on two numbers the market will see that day.

Upstart Holdings, Inc. (UPST) closed the most recent trading day at $26.93, moving 2.39% from the previous trading session.

“We've been challenged extensively throughout the process, and that's exactly what should happen when an institution is seeking the privilege of becoming a national bank,” an Upstart executive said.

Sezzle's subscriber growth, rising purchase frequency and strong margins give it the edge over Upstart despite a richer valuation.