UPST Upstart Holdings, Inc. - Common stock

SoFi just posted record loan originations and raised its full-year guidance, yet the stock sits nearly 40% in the red for the year. Something about that disconnect deserves a closer look.

Upstart (UPST) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock.

Software is rapidly reducing operating expenses for businesses. This secular theme has materialized in superior earnings growth and stock price performance for most SaaS companies, and over the last six months, the industry’s 45.5% return has topped the S&P 500 by 24.4 percentage points.

SoFi's stock sits just above a 52-week low while one Citigroup analyst refuses to budge from a target that would nearly double your money, even as half of Wall Street rates the digital bank a Hold.

A number of stocks fell in the afternoon session after a deepening Treasury selloff and higher oil prices pushed the benchmark 10-year yield to 5.218%, reinforcing expectations of further Federal Reserve rate hikes.

PYPL's Venmo growth and cost savings face off against UPST's AI lending gains, rising originations and ongoing credit-market risks.

Upstart, Sezzle, and Intuitive Machines show strong growth in niche markets, with rising revenue and demand, though each faces distinct risks like valuation, short interest, or cash burn.

The supply chain of loans could be in a crunch during an economic calamity.

SoFi Technologies is using its national bank charter to settle roughly $25 billion in annualized Mastercard transaction volume via its SoFiUSD stablecoin, cutting costs and drawing commercial deposits.

Upstart Holdings, Inc. (UPST) reached $23.82 at the closing of the latest trading day, reflecting a -3.33% change compared to its last close.

Bond yields are jumping, oil has pushed above $100, and rate expectations keep resetting, yet consumer credit keeps quietly humming in the background of all that noise. This tug of war between tighter money and everyday borrowing is where short duration lenders can either feel real pressure or find breathing room. This article walks through three stocks from our Short-Duration Consumer Credit & Specialty Lenders screener that appear especially exposed to the latest macro shock and explains...

UPST expands its Commonwealth Credit Union partnership into HELOCs and indirect auto lending as secured originations surge.

Upstart, Affirm, and SoFi are sliding in tandem on Wednesday while the broader financials sector sits nearly unchanged, and that gap between consumer lenders and everything else tells a story that goes beyond any single company's news.

Consumer lenders are getting hit far harder than the broader financials sector on Wednesday, and the gap between them points to something more specific than a rough market day for bank stocks.

Key Stats for Upstart StockCurrent Price: $25. 97Target Price (Mid): ~$106Street Target: ~$40Potential Total Return: ~313%Annualized IRR: ~39% / yearWhat Happened?Upstart Holdings (UPST) gave investors a genuinely strong quarter, and the market spent one day cheering it before selling the stock right back down.

Volatility cuts both ways - while it creates opportunities, it also increases risk, making sharp declines just as likely as big gains. This unpredictability can shake out even the most experienced investors.

Why Upstart Holdings Stock Just Drew Fresh Attention Upstart Holdings (UPST) edged up to about $25 in the latest session after a 1.01% gain, as traders focused on the upcoming earnings report and its expected 15.38% year-over-year EPS increase. Recent trading tells a mixed story for Upstart Holdings. The 1-day share price return of 0.93% comes after the stock fell 17.49% over 30 days and declined 45.46% year to date, while the 1-year total shareholder return is down 63.18%. As a result,...

Upstart Holdings has seen its share price fall sharply in recent years, which puts a spotlight on whether the current US$25.00 level lines up with what the business actually earns. For anyone looking at the stock today, the real issue is how much of the story is reflected in the earnings power the company is producing right now. Over the past 5 years, Upstart Holdings has delivered a share price decline of 92.4%, which raises real questions about how durable its earnings model looks to the...

There has been an increase in the number of fintechs applying for bank charters.

Upstart Holdings, Inc. (UPST) closed the most recent trading day at $25.02, moving +1.01% from the previous trading session.

AFRM's new AI model uses 14 years of data to expand credit approvals, boost completed purchases and improve early loan performance.

PGY's $700M Neuberger forward flow deal adds funding capacity as its auto business scales and drives a growing share of network volume.

Key Stats for Upstart Stock52-Week Range: $23. 97 to $71.

Upstart Holdings, Inc. (UPST) reached $25.3 at the closing of the latest trading day, reflecting a -3.08% change compared to its last close.

PGY's AI-driven lending platform is gaining scale as record network volume, Auto growth and expanded funding lift profits and outlook.

Recently, Zacks.com users have been paying close attention to Upstart (UPST). This makes it worthwhile to examine what the stock has in store.

The Russell 2000 (^RUT) is home to many small-cap stocks, offering investors the chance to uncover hidden gems before the broader market catches on. However, these companies often come with higher volatility and risk, as their smaller size makes them more vulnerable to economic downturns.

The low valuation multiples for value stocks provide a margin of safety that growth stocks rarely offer. However, the challenge lies in determining whether these cheap assets are genuinely undervalued or simply on sale due to their potentially deteriorating business models.

Upstart Holdings Inc. had a busy week that included commentary at a major investor conference, a fresh analyst initiation and an insider stock purchase from its CEO. Don’t Miss: A single bad hire can set a startup back years. Here...

Upstart has been executing for years, but investors seem to be overlooking it.

Gu's purchase follows a 60% stock decline over 12 months and brings his total beneficial interest to 1.3 million shares worth $33.82 million.

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $25.93, indicating a -3.89% shift from the previous trading day.

Upstart (NASDAQ:UPST) CEO Paul Gu said the company is concentrating its efforts on expanding its core personal loan business, which he described as the company’s most differentiated and highest-margin product. Gu said the segment’s growth accelerated in the second quarter, with core personal loan gr

Upstart Holdings has seen its share price fall sharply over the past few years, yet the stock still screens as expensive on broad valuation checks. For investors, that mix of heavy share price declines and an overvalued verdict raises questions about how much of the risk is already reflected in the current price. Over the past 5 years, Upstart Holdings has delivered a total return that declined about 90%, which points to a very weak outcome for longer term shareholders so far. The company’s...

UMI update puts Upstart Holdings’ risk gauge in focus Upstart Holdings (UPST) has released its August 2026 origination figures along with a fresh reading of its Upstart Macro Index at 1.50, giving investors a closer look at current default risk assumptions. Despite the fresh UMI reading, recent trading shows pressure on Upstart Holdings, with the share price at $28.52 after a 1-day share price return of 1.24%, a year-to-date share price return that is down 37.78%, and a 1-year total...

Upstart (UPST) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

A number of stocks fell in the afternoon session after escalating geopolitical tensions in the Middle East and climbing global bond yields dampened investor risk appetite.

SoFi's product flywheel gains traction as cross-buy rises, non-lending products expand, and fee-based growth broadens its financial-services model.

Pagaya shares soar 93.8% in six months as stronger growth, rising profitability and institutional funding support a sharp rebound.

Pathward Financial missed fiscal Q3 earnings estimates amid rising credit losses, but analysts maintain a Buy rating with roughly 20% upside as management projects stronger fiscal 2027 guidance.

This non-discretionary tax withholding sale reduces the executive's direct equity stake by 6%, though he retains 292,578 shares valued at $8.4 million.

Darling executed a non-discretionary sale to cover tax withholding obligations tied to restricted stock unit vesting.

This sale involved a tax withholding and a Rule 10b5-1 trading plan adopted in May.

When researching these exciting companies, there are two factors that might matter more than anything.

DAVE holds CAC at $19 as new members rise 32%, putting acquisition efficiency in focus as marketing spend climbs in the second half of 2026.

Upstart Holdings comes into focus today because the stock has delivered a steep decline of about 86.7% over the past five years, while the current valuation checks still suggest the shares screen as expensive rather than a clear bargain. Over the last five years, Upstart Holdings' share price has declined about 86.7%, which means long term shareholders have seen a very large erosion in value. As peer to peer lending platforms increasingly use AI underwriting, expectations for Upstart...

A number of stocks fell in the afternoon session after competitive pressure from artificial intelligence continued to weigh on the software sector following a Bloomberg report that Anthropic expects its upcoming initial public offering to match or beat the size of SpaceX’s record-setting debut.

Upstart Holdings (UPST) is back in focus after CEO Paul Gu described the company as entering a “second leg” of its development, centered on making its AI lending platform consistently profitable and broadening into secured credit. See our latest analysis for Upstart Holdings. Despite the “second leg” narrative, momentum in Upstart Holdings has been soft, with the share price down 6.8% over the past week and the 1-year total shareholder return declining 54.6%. This contrasts with a slightly...

Dave's CashAI V6 aims to lift gross profit and average originations, building on rising ARPU, stronger ExtraCash engagement and controlled losses.

Growth boosts valuation multiples, but it doesn’t always last forever. Companies that cannot maintain it are often penalized with large declines in market value, a lesson ingrained in investors who lost money in tech stocks during 2022.