ATLC Atlanticus Holdings Corporation
92.86USD+1.06%Mkt Cap: 1.41B $P/E: 12.061d ago
Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS…
Industry Peers
Credit Services$694.08BUSDP/E 31.5
$494.59BUSDP/E 31.1
$205.31BUSDP/E 18.4
$119.72BUSDP/E 12.5
$46.90BUSDP/E 10.3
$25.22BUSDP/E 13.5
$23.39BUSDP/E 7.4
$20.56BUSDP/E 32.5
$11.45BUSDP/E 8.9
$9.17BUSDP/E 24.0
$6.79BUSDP/E 13.2
$6.47BUSDP/E 8.5
$5.56BUSDP/E 11.7
$4.96BUSD
$4.47BUSDP/E 14.9
$4.43BUSDP/E 13.2
$4.28BUSDP/E 6.3
$3.80BUSDP/E 7.7
$3.73BUSDP/E 24.3
$2.33BUSDP/E 48.7
Key Statistics
Company
Market Cap1.41B USD
Enterprise Value7.17B USD
Revenue (TTM)730.47M USD
Gross Profit533.08M USD
Net Income (TTM)122.20M USD
Revenue/Share48.42 USD
Last Price92.86 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees576
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)12.06
P/E (Forward)6.88
PEG-0.10
EV/EBITDA—
EV/Revenue9.81
P/S1.91
P/B1.99
EPS (TTM)7.70
EPS (Forward)13.35
52W Range
47.5068% of range114.34
52W High114.34 USD
52W Low47.50 USD
Profitability
Gross Margin72.98%
Oper. Margin29.52%
EBITDA Margin0.00%
Profit Margin30.35%
ROE20.08%
ROA1.60%
Growth
Revenue Growth83.30%
Earnings Growth66.00%
Cash Flow & Leverage
Operating CF637.96M USD
CapEx (TTM)5.02M USD
FCF Margin—
FCF Yield—
Net Debt5.74B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity10.75
Current Ratio14.84
Quick Ratio14.54
Book Value/Sh46.27 USD
Cash/Share36.60 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div DateDec 29, 2009
Pay DateMay 6, 2015
Analyst Consensus
Rating1.3 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)130.60 USD
Upside (mean)+40.6%
Target Range110.00 USD – 179.00 USD
110.00+40.6% to mean179.00
# Analysts5
Ownership
Shares Out.15.17M
Float5.50M
Insiders64.31%
Institutions26.96%
Short Interest
Short Ratio4.5d
Short % Float31.47%
Short % Out.3.71%
Shares Short563.04K
Short (prev mo.)466.19K
Technical
SMA 5096.25 (-3.5%)
SMA 20077.87 (+19.2%)
Beta2.02
S&P 52W Chg14.58%
Avg Vol (30d)114.90K
Avg Vol (10d)99.26K
Technical Indicators
RSI (14)50.2
MACD-1.6762
MACD Signal-1.9596
MACD Hist.+0.2834
BB Upper96.96 USD
BB Middle91.94 USD
BB Lower86.93 USD
BB Width10.90%
ATR (14)3.683 USD
Vol Ratio (20d)0.78x