ATLC — Atlanticus Holdings Corporation

ATLCAtlanticus Holdings Corporation

NAS · US · Financial Services · Credit Services · atlanticus.com

83.14USD+1.87%Mkt Cap: 1.26B USDP/E: 11.48Last update: 2026-05-22

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS…

Industry Peers

Credit Services

AXP

American Express Company

212.74BUSDP/E 19.4

COF

Capital One Financial Corporation

116.86BUSDP/E 57.8

AFRM

Affirm Holdings, Inc.

21.84BUSDP/E 59.3

HOFI

Hoist Finance AB (publ)

14.59BSEKP/E 13.0

ISFIN

Is Finansal Kiralama Anonim Sirketi

Garanti Faktoring A.S.

11.58BTRYP/E 4.8

CRDFA

Creditwest Faktoring Anonim Sirketi

10.72BTRYP/E 11.7

loading…

Indicators:|

Key Statistics

Company

Market Cap1.26B USD

Enterprise Value6.97B USD

Revenue (TTM)628.89M USD

Gross Profit455.27M USD

Net Income (TTM)122.20M USD

Revenue/Share41.71 USD

Last Price83.14 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees576

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)11.48

P/E (Forward)6.12

PEG-0.10

EV/EBITDA—

EV/Revenue11.09

P/S1.96

P/B1.90

EPS (TTM)7.10

EPS (Forward)13.34

52W Range

45.7486% of range89.00

52W High89.00 USD

52W Low45.74 USD

Profitability

Gross Margin72.39%

Oper. Margin31.00%

EBITDA Margin0.00%

Profit Margin30.35%

ROE20.08%

ROA1.60%

Growth

Revenue Growth60.80%

Earnings Growth50.20%

Cash Flow & Leverage

Operating CF637.96M USD

CapEx (TTM)5.02M USD

FCF Margin—

FCF Yield—

Net Debt5.70B USD

Net Debt/EBITDA—

Balance Sheet

Debt/Equity10.75

Current Ratio14.67

Quick Ratio14.22

Book Value/Sh42.98 USD

Cash/Share43.07 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div DateDec 29, 2009

Pay DateMay 6, 2015

Analyst Consensus

Rating1.2 (Strong Buy)

Target (Mean)104.00 USD

Target Range100.00 USD – 111.00 USD

# Analysts5

Ownership

Shares Out.15.12M

Float5.15M

Insiders65.49%

Institutions24.97%

Short Interest

Short Ratio6.3d

Short % Float24.77%

Short % Out.2.80%

Shares Short422.52K

Short (prev mo.)484.38K

Technical

SMA 5067.26 (+23.6%)

SMA 20061.68 (+34.8%)

Beta2.15

S&P 52W Chg28.31%

Avg Vol (30d)70.43K

Avg Vol (10d)77.67K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—