ATLCAtlanticus Holdings Corporation
95.60USD-3.55%Mkt Cap: 1.50B $P/E: 12.87

Atlanticus Holdings Corporation, a financial technology company, provides products and services to lenders in the United States. The company operates in two segments, Credit as a Service (CaaS) and Auto Finance. Its CaaS…

Key Statistics

Company
Market Cap1.50B $
Enterprise Value7.20B $
Revenue (TTM)730.47M $
Gross Profit533.08M $
Net Income (TTM)122.20M $
Revenue/Share48.42 USD
Last Price95.60 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees576
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN
Valuation
P/E (Trailing)12.87
P/E (Forward)6.99
PEG-0.10
EV/EBITDA
EV/Revenue9.85
P/S1.95
P/B2.02
EPS (TTM)7.30
EPS (Forward)13.39
52W Range
47.5072% of range114.34
52W High114.34 USD
52W Low47.50 USD
Profitability
Gross Margin72.98%
Oper. Margin29.52%
EBITDA Margin0.00%
Profit Margin30.35%
ROE20.08%
ROA1.60%
Growth
Revenue Growth83.30%
Earnings Growth66.00%
Cash Flow & Leverage
Operating CF637.96M $
CapEx (TTM)5.02M $
FCF Margin
FCF Yield
Net Debt5.74B $
Net Debt/EBITDA
Balance Sheet
Debt/Equity10.75
Current Ratio14.84
Quick Ratio14.54
Book Value/Sh46.27 USD
Cash/Share36.60 USD
Dividends
Fwd Div Rate
Trail. Div Rate0.0000 USD
Div. Yield
5Y Avg Yield
Payout Ratio0.00%
Ex-Div DateDec 29, 2009
Pay DateMay 6, 2015
Analyst Consensus
Rating1.2 (Strong Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)133.50 USD
Upside (mean)+39.6%
Target Range110.00 USD179.00 USD
$110.00+39.6% to mean$179.00
# Analysts4
Ownership
Shares Out.15.17M
Float5.50M
Insiders64.31%
Institutions26.86%
Short Interest
Short Ratio2.8d
Short % Float27.69%
Short % Out.3.27%
Shares Short495.46K
Short (prev mo.)365.59K
Technical
SMA 5099.99 (-4.4%)
SMA 20072.57 (+31.7%)
Beta2.05
S&P 52W Chg18.16%
Avg Vol (30d)165.61K
Avg Vol (10d)172.80K
Technical Indicators
RSI (14)48.0
MACD0.0617
MACD Signal0.9460
MACD Hist.-0.8843
BB Upper113.35 USD
BB Middle102.10 USD
BB Lower90.85 USD
BB Width22.03%
ATR (14)5.581 USD
Vol Ratio (20d)0.71x