CPSS Consumer Portfolio Services, Inc.
9.420USD-0.42%Mkt Cap: 206.35M $P/E: 10.351d ago
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and se…
Industry Peers
Credit Services$704.20BUSDP/E 31.9
$503.50BUSDP/E 31.6
$208.06BUSDP/E 18.7
$122.33BUSDP/E 12.8
$47.43BUSDP/E 10.4
$26.03BUSDP/E 14.0
$23.99BUSDP/E 7.5
$20.16BUSDP/E 31.9
$11.51BUSDP/E 8.9
$9.17BUSDP/E 24.1
$6.89BUSDP/E 13.4
$6.49BUSDP/E 8.5
$5.68BUSDP/E 12.0
$5.10BUSD
$4.55BUSDP/E 13.6
$4.51BUSDP/E 15.0
$4.26BUSDP/E 6.3
$3.95BUSDP/E 25.7
$3.87BUSDP/E 7.8
$3.63BUSDP/E 31.1
Key Statistics
Company
Market Cap206.35M USD
Enterprise Value4.22B USD
Revenue (TTM)211.77M USD
Gross Profit211.77M USD
Net Income (TTM)19.32M USD
Revenue/Share9.67 USD
Last Price9.420 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees994
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)10.35
P/E (Forward)6.50
PEG—
EV/EBITDA—
EV/Revenue19.94
P/S0.97
P/B0.63
EPS (TTM)0.91
EPS (Forward)1.45
52W Range
7.30066% of range10.49
52W High10.49 USD
52W Low7.300 USD
Profitability
Gross Margin100.00%
Oper. Margin15.81%
EBITDA Margin0.00%
Profit Margin9.55%
ROE6.24%
ROA0.50%
Growth
Revenue Growth18.90%
Earnings Growth35.00%
Cash Flow & Leverage
Operating CF289.00M USD
CapEx (TTM)709.00K USD
FCF Margin—
FCF Yield—
Net Debt4.02B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity11.25
Current Ratio3.09
Quick Ratio2.97
Book Value/Sh14.89 USD
Cash/Share0.35 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split2:1
Split DateMar 15, 1996
Analyst Consensus
Rating—
Target (Mean)—
Target Range—
# Analysts—
Ownership
Shares Out.21.91M
Float8.72M
Insiders39.86%
Institutions45.33%
Short Interest
Short Ratio6.9d
Short % Float1.70%
Short % Out.0.75%
Shares Short161.00K
Short (prev mo.)149.35K
Technical
SMA 509.331 (+1.0%)
SMA 2009.010 (+4.6%)
Beta1.14
S&P 52W Chg15.84%
Avg Vol (30d)29.16K
Avg Vol (10d)30.49K
Technical Indicators
RSI (14)52.7
MACD-0.0286
MACD Signal-0.0352
MACD Hist.+0.0066
BB Upper9.746 USD
BB Middle9.320 USD
BB Lower8.895 USD
BB Width9.13%
ATR (14)0.3751 USD
Vol Ratio (20d)0.37x