JCAP Jefferson Capital, Inc.

20.02USD+0.81%Mkt Cap: 1.15B $P/E: 22.00

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discou…

Key Statistics

Company
Market Cap1.15B USD
Enterprise Value2.53B USD
Revenue (TTM)642.72M USD
Gross Profit398.24M USD
Net Income (TTM)187.97M USD
Revenue/Share11.25 USD
Last Price20.02 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)22.00
P/E (Forward)6.46
PEG—
EV/EBITDA6.49
EV/Revenue3.94
P/S1.77
P/B2.40
EPS (TTM)0.92
EPS (Forward)3.08
52W Range
15.5151% of range24.44
52W High24.44 USD
52W Low15.51 USD
Profitability
Gross Margin64.94%
Oper. Margin61.20%
EBITDA Margin60.64%
Profit Margin30.65%
ROE39.48%
ROA9.00%
Growth
Revenue Growth11.50%
Earnings Growth-96.00%
Cash Flow & Leverage
Operating CF268.81M USD
CapEx (TTM)1.08M USD
FCF Margin-19.86%
FCF Yield-11.10%
Net Debt1.39B USD
Net Debt/EBITDA3.56
Balance Sheet
Debt/Equity2.96
Current Ratio5.36
Quick Ratio5.34
Book Value/Sh8.29 USD
Cash/Share0.35 USD
Dividends
Fwd Div Rate0.96 USD
Trail. Div Rate0.48 USD
Div. Yield4.87%
5Y Avg Yield—
Payout Ratio105.49%
Ex-Div DateAug 24, 2026
Pay DateSep 3, 2026
Analyst Consensus
Rating—
Target (Mean)28.20 USD
Upside (mean)+40.9%
Target Range24.00 USD – 30.00 USD
24.00+40.9% to mean30.00
# Analysts5
Ownership
Shares Out.57.43M
Float16.77M
Insiders8.83%
Institutions95.85%
Short Interest
Short Ratio3.8d
Short % Float5.35%
Short % Out.1.82%
Shares Short1.05M
Short (prev mo.)1.01M
Technical
SMA 5020.92 (-4.3%)
SMA 20020.21 (-0.9%)
Beta—
S&P 52W Chg16.45%
Avg Vol (30d)257.02K
Avg Vol (10d)253.50K
Technical Indicators
RSI (14)48.4
MACD-0.3898
MACD Signal-0.4349
MACD Hist.+0.0451
BB Upper21.62 USD
BB Middle20.01 USD
BB Lower18.41 USD
BB Width16.05%
ATR (14)0.6109 USD
Vol Ratio (20d)1.77x