JCAPJefferson Capital Inc. Common Stock
22.29USD-4.78%Mkt Cap: 1.28B $P/E: —3d ago
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discou…
Industry Peers
Credit Services$692.75BUSDP/E 31.6
$508.64BUSDP/E 31.9
$226.90BUSDP/E 20.4
$133.69BUSDP/E 12.0
$53.06BUSDP/E 11.6
$25.86BUSDP/E 8.2
$25.80BUSDP/E 68.2
$24.42BUSDP/E 38.6
$13.06BUSDP/E 10.1
$9.77BUSDP/E 25.6
$7.31BUSDP/E 14.2
$7.27BUSDP/E 9.5
$6.29BUSDP/E 13.3
$6.05BUSDP/E 18.0
$5.42BUSD
$4.97BUSDP/E 7.2
$4.55BUSDP/E 15.2
$4.07BUSDP/E 8.2
$4.01BUSDP/E 26.1
$2.90BUSDP/E 58.3
Key Statistics
Company
Market Cap1.28B $
Enterprise Value2.67B $
Revenue (TTM)642.72M $
Gross Profit449.14M $
Net Income (TTM)187.97M $
Revenue/Share11.25 USD
Last Price22.29 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees1.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)—
P/E (Forward)7.27
PEG—
EV/EBITDA6.86
EV/Revenue4.16
P/S2.00
P/B2.69
EPS (TTM)-76.20
EPS (Forward)3.08
52W Range
15.5176% of range24.44
52W High24.44 USD
52W Low15.51 USD
Profitability
Gross Margin73.24%
Oper. Margin61.20%
EBITDA Margin60.64%
Profit Margin30.65%
ROE39.48%
ROA9.00%
Growth
Revenue Growth11.50%
Earnings Growth-96.00%
Cash Flow & Leverage
Operating CF268.81M $
CapEx (TTM)1.08M $
FCF Margin-19.86%
FCF Yield-9.97%
Net Debt1.39B $
Net Debt/EBITDA3.56
Balance Sheet
Debt/Equity2.96
Current Ratio5.36
Quick Ratio5.34
Book Value/Sh8.291 USD
Cash/Share0.3550 USD
Dividends
Fwd Div Rate0.9600 USD
Trail. Div Rate0.4800 USD
Div. Yield4.10%
5Y Avg Yield—
Payout Ratio13.99%
Ex-Div DateAug 24, 2026
Pay DateJun 4, 2026
Analyst Consensus
Rating1.6 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)28.20 USD
Upside (mean)+26.5%
Target Range24.00 USD – 30.00 USD
$24.00+26.5% to mean$30.00
# Analysts5
Ownership
Shares Out.57.43M
Float16.71M
Insiders8.94%
Institutions95.81%
Short Interest
Short Ratio4.0d
Short % Float5.11%
Short % Out.1.97%
Shares Short1.21M
Short (prev mo.)1.18M
Technical
SMA 5019.51 (+14.3%)
SMA 20020.25 (+10.1%)
Beta—
S&P 52W Chg18.16%
Avg Vol (30d)384.49K
Avg Vol (10d)513.15K
Technical Indicators
RSI (14)60.6
MACD0.9681
MACD Signal0.9096
MACD Hist.+0.0586
BB Upper23.98 USD
BB Middle21.45 USD
BB Lower18.92 USD
BB Width23.58%
ATR (14)0.8023 USD
Vol Ratio (20d)0.94x