JCAP — Jefferson Capital, Inc.

JCAPJefferson Capital, Inc.

NAS · US · Financial Services · Credit Services · jcap.com

17.33USD+0.23%Mkt Cap: 956.52M USDP/E: 3.35Last update: 2026-05-26

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consume…

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Indicators:|

Key Statistics

Company

Market Cap956.52M USD

Enterprise Value2.37B USD

Revenue (TTM)625.35M USD

Gross Profit449.14M USD

Net Income (TTM)187.97M USD

Revenue/Share11.29 USD

Last Price17.33 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees1.2K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)3.35

P/E (Forward)5.98

PEG—

EV/EBITDA6.28

EV/Revenue3.80

P/S1.54

P/B2.13

EPS (TTM)5.15

EPS (Forward)2.91

52W Range

15.9817% of range23.80

52W High23.80 USD

52W Low15.98 USD

Profitability

Gross Margin73.24%

Oper. Margin47.34%

EBITDA Margin60.47%

Profit Margin30.65%

ROE39.48%

ROA9.00%

Growth

Revenue Growth11.90%

Earnings Growth—

Cash Flow & Leverage

Operating CF268.81M USD

CapEx (TTM)1.08M USD

FCF Margin-21.57%

FCF Yield-14.10%

Net Debt1.41B USD

Net Debt/EBITDA3.73

Balance Sheet

Debt/Equity2.96

Current Ratio5.13

Quick Ratio5.08

Book Value/Sh8.167 USD

Cash/Share0.4740 USD

Dividends

Fwd Div Rate0.9600 USD

Trail. Div Rate0.7200 USD

Div. Yield5.52%

5Y Avg Yield—

Payout Ratio13.99%

Ex-Div DateMay 26, 2026

Pay DateApr 2, 2026

Analyst Consensus

Rating1.6 (Buy)

Target (Mean)26.00 USD

Target Range21.00 USD – 29.00 USD

# Analysts5

Ownership

Shares Out.55.42M

Float14.71M

Insiders9.41%

Institutions98.70%

Short Interest

Short Ratio2.7d

Short % Float3.21%

Short % Out.1.24%

Shares Short765.34K

Short (prev mo.)836.60K

Technical

SMA 5019.73 (-12.2%)

SMA 20020.03 (-13.5%)

Beta—

S&P 52W Chg28.31%

Avg Vol (30d)255.93K

Avg Vol (10d)268.24K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—