MFINMedallion Financial Corp.

NAS · US · Financial Services · Credit Services · medallion.com

11.68USD+2.19%Mkt Cap: 268.18M $P/E: 8.783d ago

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi …

Industry Peers

Credit Services

Screen all

Visa Inc.

$692.75BUSDP/E 31.6

Mastercard Incorporated Class A

$508.64BUSDP/E 31.9

AXP

American Express Company

$226.90BUSDP/E 20.4

COF

Capital One Financial Corporation

$133.69BUSDP/E 12.0

PYPL

PayPal Holdings, Inc.

Affirm Holdings, Inc.

$25.80BUSDP/E 68.2

SOFI

SoFi Technologies, Inc.

OneMain Holdings, Inc.

$7.27BUSDP/E 9.5

CACC

Credit Acceptance Corporation

$6.29BUSDP/E 13.3

ENVA

Enova International, Inc.

$6.05BUSDP/E 18.0

KLAR

Klarna Group plc Ordinary Shares

Bread Financial Holdings Inc. Common Stock

$4.07BUSDP/E 8.2

SEZL

Sezzle Inc. Common Stock

$4.01BUSDP/E 26.1

UPST

Upstart Holdings, Inc.

$2.90BUSDP/E 58.3

Key Statistics

Company

Market Cap268.18M $

Enterprise Value2.79B $

Revenue (TTM)349.97M $

Gross Profit258.97M $

Net Income (TTM)46.56M $

Revenue/Share15.20 USD

Last Price11.68 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees179

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)8.78

P/E (Forward)7.00

PEG0.77

EV/EBITDA15.75

EV/Revenue7.97

P/S0.75

P/B0.65

EPS (TTM)1.33

EPS (Forward)1.64

52W Range

7.85098% of range11.75

52W High11.75 USD

52W Low7.850 USD

Profitability

Gross Margin74.00%

Oper. Margin46.85%

EBITDA Margin50.61%

Profit Margin19.13%

ROE11.39%

ROA1.58%

Growth

Revenue Growth2.50%

Earnings Growth-32.60%

Cash Flow & Leverage

Operating CF126.28M $

CapEx (TTM)—

FCF Margin-65.53%

FCF Yield-85.52%

Net Debt2.43B $

Net Debt/EBITDA13.75

Balance Sheet

Debt/Equity0.78

Current Ratio35.02

Quick Ratio2.75

Book Value/Sh17.63 USD

Cash/Share9.210 USD

Dividends

Fwd Div Rate0.5600 USD

Trail. Div Rate0.5000 USD

Div. Yield4.90%

5Y Avg Yield10.62%

Payout Ratio37.59%

Ex-Div DateAug 17, 2026

Pay DateAug 31, 2026

Analyst Consensus

Rating—

Target (Mean)11.00 USD

Upside (mean)-5.8%

Target Range10.50 USD – 12.00 USD

$10.50-5.8% to mean$12.00

# Analysts3

Ownership

Shares Out.22.96M

Float14.46M

Insiders32.31%

Institutions40.52%

Short Interest

Short Ratio23.0d

Short % Float5.18%

Short % Out.3.94%

Shares Short908.74K

Short (prev mo.)908.84K

Technical

SMA 5010.24 (+14.0%)

SMA 2009.876 (+18.3%)

Beta0.77

S&P 52W Chg18.16%

Avg Vol (30d)60.62K

Avg Vol (10d)83.97K

Technical Indicators

RSI (14)71.6

MACD0.4052

MACD Signal0.3235

MACD Hist.+0.0816

BB Upper11.99 USD

BB Middle10.66 USD

BB Lower9.332 USD

BB Width24.94%

ATR (14)0.3370 USD

Vol Ratio (20d)1.68x