NAVI Navient Corporation

9.040USD+1.23%Mkt Cap: 847.81M $P/E: —

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfoli…

Key Statistics

Company
Market Cap847.81M USD
Enterprise Value44.47B USD
Revenue (TTM)334.00M USD
Gross Profit334.00M USD
Net Income (TTM)-80.00M USD
Revenue/Share3.50 USD
Last Price9.040 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees670
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)—
P/E (Forward)9.27
PEG0.13
EV/EBITDA—
EV/Revenue133.14
P/S2.51
P/B0.35
EPS (TTM)-0.48
EPS (Forward)0.96
52W Range
7.33028% of range13.50
52W High13.50 USD
52W Low7.330 USD
Profitability
Gross Margin100.00%
Oper. Margin33.87%
EBITDA Margin0.00%
Profit Margin-13.11%
ROE-3.33%
ROA-0.16%
Growth
Revenue Growth4.20%
Earnings Growth100.00%
Cash Flow & Leverage
Operating CF441.00M USD
CapEx (TTM)—
FCF Margin—
FCF Yield—
Net Debt43.63B USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity18.83
Current Ratio10.74
Quick Ratio10.41
Book Value/Sh25.57 USD
Cash/Share8.49 USD
Dividends
Fwd Div Rate0.64 USD
Trail. Div Rate0.64 USD
Div. Yield7.08%
5Y Avg Yield4.32%
Payout Ratio200.00%
Ex-Div DateSep 4, 2026
Pay DateSep 18, 2026
Analyst Consensus
Rating3.3 (Hold)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)8.929 USD
Upside (mean)-1.2%
Target Range7.000 USD – 13.00 USD
7.000-1.2% to mean13.00
# Analysts7
Ownership
Shares Out.93.78M
Float62.88M
Insiders2.30%
Institutions107.77%
Short Interest
Short Ratio10.6d
Short % Float28.67%
Short % Out.12.80%
Shares Short12.00M
Short (prev mo.)10.93M
Technical
SMA 509.213 (-1.9%)
SMA 2009.296 (-2.8%)
Beta1.17
S&P 52W Chg16.45%
Avg Vol (30d)1.33M
Avg Vol (10d)1.33M
Technical Indicators
RSI (14)46.7
MACD-0.0521
MACD Signal0.0021
MACD Hist.-0.0542
BB Upper9.857 USD
BB Middle9.277 USD
BB Lower8.698 USD
BB Width12.50%
ATR (14)0.3405 USD
Vol Ratio (20d)1.18x