NAVINavient Corporation

NAS · US · Basic Materials · Credit Services · navient.com

9.450USD+3.85%Mkt Cap: 886.26M $P/E: —3d ago

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfoli…

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Key Statistics

Company

Market Cap886.26M $

Enterprise Value44.49B $

Revenue (TTM)334.00M $

Gross Profit334.00M $

Net Income (TTM)-80.00M $

Revenue/Share3.497 USD

Last Price9.450 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees670

CountryUS

SectorBasic Materials

IndustryCredit Services

ISINUS63938C1080

Valuation

P/E (Trailing)—

P/E (Forward)9.57

PEG0.13

EV/EBITDA—

EV/Revenue133.19

P/S2.56

P/B0.36

EPS (TTM)-0.47

EPS (Forward)0.95

52W Range

7.33032% of range13.87

52W High13.87 USD

52W Low7.330 USD

Profitability

Gross Margin100.00%

Oper. Margin33.87%

EBITDA Margin0.00%

Profit Margin-13.11%

ROE-3.33%

ROA-0.16%

Growth

Revenue Growth4.20%

Earnings Growth100.00%

Cash Flow & Leverage

Operating CF441.00M $

CapEx (TTM)—

FCF Margin—

FCF Yield—

Net Debt43.63B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity18.83

Current Ratio10.74

Quick Ratio10.41

Book Value/Sh25.57 USD

Cash/Share8.488 USD

Dividends

Fwd Div Rate0.6400 USD

Trail. Div Rate0.6400 USD

Div. Yield6.91%

5Y Avg Yield4.31%

Payout Ratio200.00%

Ex-Div DateSep 4, 2026

Pay DateJun 19, 2026

Analyst Consensus

Rating3.3 (Hold)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)9.071 USD

Upside (mean)-4.0%

Target Range8.000 USD – 13.00 USD

$8.000-4.0% to mean$13.00

# Analysts7

Ownership

Shares Out.93.78M

Float62.89M

Insiders2.29%

Institutions107.55%

Short Interest

Short Ratio13.3d

Short % Float24.56%

Short % Out.10.99%

Shares Short10.33M

Short (prev mo.)10.19M

Technical

SMA 508.555 (+10.5%)

SMA 2009.731 (-2.9%)

Beta1.19

S&P 52W Chg18.16%

Avg Vol (30d)1.06M

Avg Vol (10d)1.50M

Technical Indicators

RSI (14)59.9

MACD0.1946

MACD Signal0.1628

MACD Hist.+0.0318

BB Upper9.665 USD

BB Middle8.909 USD

BB Lower8.153 USD

BB Width16.97%

ATR (14)0.3935 USD

Vol Ratio (20d)0.69x