OPRTOportun Financial Corporation

NAS · US · Financial Services · Credit Services · oportun.com

7.500USD-0.66%Mkt Cap: 344.90M $P/E: 18.753d ago

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Len…

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Key Statistics

Company

Market Cap344.90M $

Enterprise Value2.86B $

Revenue (TTM)743.95M $

Gross Profit708.52M $

Net Income (TTM)25.25M $

Revenue/Share15.71 USD

Last Price7.500 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees2.4K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)18.75

P/E (Forward)3.70

PEG—

EV/EBITDA—

EV/Revenue3.84

P/S0.45

P/B0.83

EPS (TTM)0.40

EPS (Forward)1.98

52W Range

4.03081% of range8.300

52W High8.300 USD

52W Low4.030 USD

Profitability

Gross Margin95.24%

Oper. Margin11.62%

EBITDA Margin0.00%

Profit Margin6.22%

ROE6.47%

ROA0.77%

Growth

Revenue Growth9.40%

Earnings Growth21.40%

Cash Flow & Leverage

Operating CF413.41M $

CapEx (TTM)24.33M $

FCF Margin—

FCF Yield—

Net Debt2.52B $

Net Debt/EBITDA—

Balance Sheet

Debt/Equity7.21

Current Ratio51.13

Quick Ratio49.68

Book Value/Sh8.860 USD

Cash/Share3.035 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Analyst Consensus

Rating1.8 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)9.600 USD

Upside (mean)+28.0%

Target Range6.000 USD – 13.00 USD

$6.000+28.0% to mean$13.00

# Analysts5

Ownership

Shares Out.45.99M

Float31.90M

Insiders6.39%

Institutions92.63%

Short Interest

Short Ratio3.3d

Short % Float3.83%

Short % Out.3.23%

Shares Short1.48M

Short (prev mo.)1.37M

Technical

SMA 506.078 (+23.4%)

SMA 2005.412 (+38.6%)

Beta1.21

S&P 52W Chg18.16%

Avg Vol (30d)518.53K

Avg Vol (10d)431.12K

Technical Indicators

RSI (14)64.5

MACD0.5197

MACD Signal0.4686

MACD Hist.+0.0511

BB Upper8.779 USD

BB Middle6.700 USD

BB Lower4.621 USD

BB Width62.07%

ATR (14)0.3704 USD

Vol Ratio (20d)1.02x