PRAAPRA Group, Inc.

NAS · US · Financial Services · Credit Services · pragroup.com

19.58USD+0.72%Mkt Cap: 737.15M $P/E: —3d ago

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. …

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Key Statistics

Company

Market Cap737.15M $

Enterprise Value4.43B $

Revenue (TTM)1.33B $

Gross Profit766.47M $

Net Income (TTM)-305.14M $

Revenue/Share34.51 USD

Last Price19.58 USD

Fiscal Year EndDec 2025

MR QuarterJun 2026

Employees2.4K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISINUS69354N1063

Valuation

P/E (Trailing)—

P/E (Forward)7.17

PEG5.82

EV/EBITDA9.07

EV/Revenue3.32

P/S0.53

P/B0.67

EPS (TTM)-6.43

EPS (Forward)2.60

52W Range

10.2576% of range22.55

52W High22.55 USD

52W Low10.25 USD

Profitability

Gross Margin63.17%

Oper. Margin41.19%

EBITDA Margin36.64%

Profit Margin-25.15%

ROE-31.14%

ROA-5.98%

Growth

Revenue Growth29.40%

Earnings Growth40.10%

Cash Flow & Leverage

Operating CF-85.54M $

CapEx (TTM)4.82M $

FCF Margin-9.72%

FCF Yield-17.55%

Net Debt3.66B $

Net Debt/EBITDA7.50

Balance Sheet

Debt/Equity3.77

Current Ratio17.77

Quick Ratio17.50

Book Value/Sh27.77 USD

Cash/Share3.638 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div DateMay 7, 2007

Pay Date—

Splits

Last Split3:1

Split DateAug 2, 2013

Analyst Consensus

Rating2.3 (Buy)

Strong BuyBuyHoldSellStr. Sell

Target (Mean)26.00 USD

Upside (mean)+32.8%

Target Range26.00 USD – 26.00 USD

# Analysts1

Ownership

Shares Out.37.65M

Float32.94M

Insiders2.35%

Institutions95.88%

Short Interest

Short Ratio2.3d

Short % Float2.64%

Short % Out.2.16%

Shares Short814.02K

Short (prev mo.)868.06K

Technical

SMA 5017.84 (+9.7%)

SMA 20016.80 (+16.6%)

Beta1.10

S&P 52W Chg18.16%

Avg Vol (30d)362.57K

Avg Vol (10d)489.33K

Technical Indicators

RSI (14)57.6

MACD0.6492

MACD Signal0.5120

MACD Hist.+0.1372

BB Upper21.01 USD

BB Middle18.45 USD

BB Lower15.89 USD

BB Width27.71%

ATR (14)0.9962 USD

Vol Ratio (20d)1.05x