QFIN Qfin Holdings, Inc. - American Depositary Shares
6.820USD+5.57%Mkt Cap: 785.43M $P/E: 1.48Today
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrower…
Industry Peers
Credit Services$694.08BUSDP/E 31.5
$494.59BUSDP/E 31.1
$205.31BUSDP/E 18.4
$119.72BUSDP/E 12.5
$45.51BUSDP/E 10.0
$23.88BUSDP/E 12.8
$23.39BUSDP/E 7.4
$20.37BUSDP/E 32.2
$11.45BUSDP/E 8.9
$9.12BUSDP/E 24.0
$6.79BUSDP/E 13.2
$6.47BUSDP/E 8.5
$5.52BUSDP/E 12.1
$4.96BUSD
$4.47BUSDP/E 14.9
$4.43BUSDP/E 13.2
$4.28BUSDP/E 6.3
$3.80BUSDP/E 7.7
$3.62BUSDP/E 23.6
$2.33BUSDP/E 11.7
Key Statistics
Company
Market Cap785.43M USD
Enterprise Value-2.44B USD
Revenue (TTM)16.77B USD
Gross Profit8.87B USD
Net Income (TTM)5.99B USD
Revenue/Share133.35 USD
Last Price6.820 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees3.6K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)1.48
P/E (Forward)2.25
PEG—
EV/EBITDA-0.41
EV/Revenue-0.15
P/S0.05
P/B0.21
EPS (TTM)4.18
EPS (Forward)2.87
52W Range
6.2452% of range32.28
52W High32.28 USD
52W Low6.245 USD
Profitability
Gross Margin52.89%
Oper. Margin32.48%
EBITDA Margin35.62%
Profit Margin37.25%
ROE24.84%
ROA10.52%
Growth
Revenue Growth-31.60%
Earnings Growth-74.30%
Cash Flow & Leverage
Operating CF11.08B USD
CapEx (TTM)240.54M USD
FCF Margin91.81%
FCF Yield1960.71%
Net Debt-3.26B USD
Net Debt/EBITDA-0.55
Balance Sheet
Debt/Equity0.16
Current Ratio2.17
Quick Ratio0.37
Book Value/Sh30.33 USD
Cash/Share56.05 USD
Dividends
Fwd Div Rate1.24 USD
Trail. Div Rate8.45 USD
Div. Yield19.20%
5Y Avg Yield4.08%
Payout Ratio37.61%
Ex-Div DateSep 9, 2026
Pay DateOct 1, 2026
Analyst Consensus
Rating2.2 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)14.80 USD
Upside (mean)+117.0%
Target Range8.023 USD – 23.02 USD
8.023+117.0% to mean23.02
# Analysts13
Ownership
Shares Out.121.58M
Float91.34M
Insiders3.36%
Institutions63.94%
Short Interest
Short Ratio0.9d
Short % Float3.05%
Short % Out.2.45%
Shares Short2.98M
Short (prev mo.)3.13M
Technical
SMA 5010.22 (-33.3%)
SMA 20013.77 (-50.5%)
Beta0.57
S&P 52W Chg14.58%
Avg Vol (30d)2.34M
Avg Vol (10d)2.16M
Technical Indicators
RSI (14)12.7
MACD-1.2012
MACD Signal-1.1955
MACD Hist.-0.0058
BB Upper9.542 USD
BB Middle7.870 USD
BB Lower6.198 USD
BB Width42.49%
ATR (14)0.3608 USD
Vol Ratio (20d)1.30x