QFINQfin Holdings, Inc.
11.53USD+0.70%Mkt Cap: 1.39B $P/E: 2.00

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrower…

Key Statistics

Company
Market Cap1.39B $
Enterprise Value-2.27B $
Revenue (TTM)18.42B $
Gross Profit10.51B $
Net Income (TTM)5.99B $
Revenue/Share143.30 USD
Last Price11.53 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees3.6K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISINKYG8851G1001
Valuation
P/E (Trailing)2.00
P/E (Forward)2.57
PEG
EV/EBITDA-0.31
EV/Revenue-0.12
P/S0.08
P/B0.39
EPS (TTM)5.72
EPS (Forward)4.45
52W Range
11.2543% of range11.90
52W High11.90 USD
52W Low11.25 USD
Profitability
Gross Margin57.06%
Oper. Margin27.45%
EBITDA Margin39.90%
Profit Margin37.25%
ROE24.84%
ROA10.52%
Growth
Revenue Growth-16.70%
Earnings Growth-43.30%
Cash Flow & Leverage
Operating CF11.08B $
CapEx (TTM)240.54M $
FCF Margin53.60%
FCF Yield708.41%
Net Debt-3.70B $
Net Debt/EBITDA-0.50
Balance Sheet
Debt/Equity0.16
Current Ratio2.22
Quick Ratio0.36
Book Value/Sh29.67 USD
Cash/Share53.78 USD
Dividends
Fwd Div Rate1.540 USD
Trail. Div Rate10.77 USD
Div. Yield13.06%
5Y Avg Yield
Payout Ratio27.23%
Ex-Div DateApr 22, 2026
Pay DateMay 14, 2026
Analyst Consensus
Rating1.6 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)21.83 USD
Upside (mean)+89.4%
Target Range13.56 USD30.39 USD
$13.56+89.4% to mean$30.39
# Analysts13
Ownership
Shares Out.121.75M
Float97.45M
Insiders3.36%
Institutions63.58%
Short Interest
Short Ratio2.6d
Short % Float3.27%
Short % Out.2.62%
Shares Short3.19M
Short (prev mo.)2.73M
Technical
SMA 5013.93 (-17.2%)
SMA 20015.66 (-26.4%)
Beta0.62
S&P 52W Chg21.00%
Avg Vol (30d)2.07M
Avg Vol (10d)1.44M
Technical Indicators
RSI (14)
MACD
MACD Signal
MACD Hist.
BB Upper
BB Middle
BB Lower
BB Width
ATR (14)
Vol Ratio (20d)