WRLDWorld Acceptance Corporation

NAS · US · Financial Services · Credit Services · loansbyworld.com

188.27USD+2.02%Mkt Cap: 877.94M $P/E: 23.773d ago

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary…

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Key Statistics

Company

Market Cap877.94M $

Enterprise Value1.47B $

Revenue (TTM)591.22M $

Gross Profit409.38M $

Net Income (TTM)34.59M $

Revenue/Share124.25 USD

Last Price188.27 USD

Fiscal Year EndMar 2026

MR QuarterJun 2026

Employees2.9K

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)23.77

P/E (Forward)12.15

PEG0.70

EV/EBITDA13.05

EV/Revenue2.49

P/S1.45

P/B2.29

EPS (TTM)7.88

EPS (Forward)15.14

52W Range

110.0067% of range227.61

52W High227.61 USD

52W Low110.00 USD

Profitability

Gross Margin69.24%

Oper. Margin15.32%

EBITDA Margin19.04%

Profit Margin6.46%

ROE9.85%

ROA3.28%

Growth

Revenue Growth4.80%

Earnings Growth343.30%

Cash Flow & Leverage

Operating CF259.36M $

CapEx (TTM)3.88M $

FCF Margin10.27%

FCF Yield6.92%

Net Debt637.65M $

Net Debt/EBITDA5.66

Balance Sheet

Debt/Equity1.88

Current Ratio10.38

Quick Ratio10.18

Book Value/Sh80.15 USD

Cash/Share2.304 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Splits

Last Split3:1

Split DateSep 1, 1995

Analyst Consensus

Rating—

Target (Mean)210.00 USD

Upside (mean)+11.5%

Target Range210.00 USD – 210.00 USD

# Analysts1

Ownership

Shares Out.4.66M

Float2.19M

Insiders18.07%

Institutions92.26%

Short Interest

Short Ratio3.6d

Short % Float239.94%

Short % Out.10.89%

Shares Short507.59K

Short (prev mo.)575.39K

Technical

SMA 50191.49 (-1.7%)

SMA 200154.73 (+21.7%)

Beta1.14

S&P 52W Chg18.16%

Avg Vol (30d)116.14K

Avg Vol (10d)81.05K

Technical Indicators

RSI (14)49.1

MACD-0.4443

MACD Signal-0.2284

MACD Hist.-0.2159

BB Upper200.30 USD

BB Middle188.90 USD

BB Lower177.50 USD

BB Width12.07%

ATR (14)7.689 USD

Vol Ratio (20d)0.35x