WRLD — World Acceptance Corporation

WRLDWorld Acceptance Corporation

NAS · US · Financial Services · Credit Services · loansbyworld.com

166.18USD+3.91%Mkt Cap: 749.02M USDP/E: 23.88Last update: 2026-05-26

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary…

Industry Peers

Credit Services

Visa Inc.

620.63BUSDP/E 28.4

Mastercard Incorporated

436.61BUSDP/E 28.6

AXP

American Express Company

211.57BUSDP/E 19.3

COF

Capital One Financial Corporation

115.78BUSDP/E 57.2

PYPL

PayPal Holdings, Inc.

Affirm Holdings, Inc.

23.13BUSDP/E 62.8

SOFI

SoFi Technologies, Inc.

20.47BUSDP/E 35.5

Indicators:|

Key Statistics

Company

Market Cap749.02M USD

Enterprise Value1.37B USD

Revenue (TTM)585.74M USD

Gross Profit397.14M USD

Net Income (TTM)89.74M USD

Revenue/Share116.54 USD

Last Price166.18 USD

Fiscal Year EndMar 2026

MR QuarterMar 2026

Employees—

CountryUS

SectorFinancial Services

IndustryCredit Services

ISIN—

Valuation

P/E (Trailing)23.88

P/E (Forward)11.20

PEG0.70

EV/EBITDA13.11

EV/Revenue2.33

P/S1.21

P/B2.14

EPS (TTM)6.98

EPS (Forward)14.12

52W Range

110.0074% of range185.48

52W High185.48 USD

52W Low110.00 USD

Profitability

Gross Margin67.80%

Oper. Margin33.37%

EBITDA Margin17.81%

Profit Margin17.19%

ROE20.42%

ROA8.91%

Growth

Revenue Growth7.50%

Earnings Growth-5.30%

Cash Flow & Leverage

Operating CF254.16M USD

CapEx (TTM)3.68M USD

FCF Margin—

FCF Yield—

Net Debt656.09M USD

Net Debt/EBITDA6.29

Balance Sheet

Debt/Equity1.20

Current Ratio23.57

Quick Ratio22.94

Book Value/Sh73.90 USD

Cash/Share1.135 USD

Dividends

Fwd Div Rate—

Trail. Div Rate0.0000 USD

Div. Yield—

5Y Avg Yield—

Payout Ratio0.00%

Ex-Div Date—

Pay Date—

Splits

Last Split3:1

Split DateSep 1, 1995

Analyst Consensus

Rating—

Target (Mean)141.00 USD

Target Range141.00 USD – 141.00 USD

# Analysts1

Ownership

Shares Out.4.50M

Float2.04M

Insiders19.48%

Institutions90.62%

Short Interest

Short Ratio3.4d

Short % Float1050.75%

Short % Out.11.30%

Shares Short508.29K

Short (prev mo.)434.18K

Technical

SMA 50143.94 (+15.4%)

SMA 200148.87 (+11.6%)

Beta1.17

S&P 52W Chg28.31%

Avg Vol (30d)166.92K

Avg Vol (10d)169.80K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—