WRLD World Acceptance Corporation

176.44USD-0.29%Mkt Cap: 822.28M $P/E: 22.22

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary…

Key Statistics

Company
Market Cap822.28M USD
Enterprise Value1.44B USD
Revenue (TTM)591.22M USD
Gross Profit409.38M USD
Net Income (TTM)34.59M USD
Revenue/Share124.25 USD
Last Price176.44 USD
Fiscal Year EndMar 2026
MR QuarterJun 2026
Employees2.9K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)22.22
P/E (Forward)11.69
PEG0.70
EV/EBITDA12.77
EV/Revenue2.43
P/S1.39
P/B2.21
EPS (TTM)7.94
EPS (Forward)15.14
52W Range
110.0056% of range227.61
52W High227.61 USD
52W Low110.00 USD
Profitability
Gross Margin69.24%
Oper. Margin15.32%
EBITDA Margin19.04%
Profit Margin6.46%
ROE9.85%
ROA3.28%
Growth
Revenue Growth4.80%
Earnings Growth343.30%
Cash Flow & Leverage
Operating CF259.36M USD
CapEx (TTM)3.88M USD
FCF Margin10.27%
FCF Yield7.38%
Net Debt637.65M USD
Net Debt/EBITDA5.66
Balance Sheet
Debt/Equity1.88
Current Ratio10.38
Quick Ratio10.18
Book Value/Sh80.15 USD
Cash/Share2.30 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div Date—
Pay Date—
Splits
Last Split3:1
Split DateSep 1, 1995
Analyst Consensus
Rating—
Target (Mean)210.00 USD
Upside (mean)+19.0%
Target Range210.00 USD – 210.00 USD
# Analysts1
Ownership
Shares Out.4.66M
Float2.32M
Insiders18.11%
Institutions92.18%
Short Interest
Short Ratio6.3d
Short % Float109.42%
Short % Out.8.94%
Shares Short416.42K
Short (prev mo.)482.74K
Technical
SMA 50184.43 (-4.3%)
SMA 200161.12 (+9.5%)
Beta1.18
S&P 52W Chg16.45%
Avg Vol (30d)59.64K
Avg Vol (10d)58.29K
Technical Indicators
RSI (14)44.6
MACD-3.5797
MACD Signal-3.8855
MACD Hist.+0.3058
BB Upper196.46 USD
BB Middle179.42 USD
BB Lower162.39 USD
BB Width18.99%
ATR (14)5.236 USD
Vol Ratio (20d)0.79x