OPFIOppFi Inc. Class A Common Stock
6.980USD-2.79%Mkt Cap: 594.75M $P/E: 2.323d ago
OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are tu…
Industry Peers
Credit Services$692.75BUSDP/E 31.6
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$133.69BUSDP/E 12.0
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$25.86BUSDP/E 8.2
$25.80BUSDP/E 68.2
$24.42BUSDP/E 38.6
$13.06BUSDP/E 10.1
$9.77BUSDP/E 25.6
$7.31BUSDP/E 14.2
$7.27BUSDP/E 9.5
$6.29BUSDP/E 13.3
$6.05BUSDP/E 18.0
$5.42BUSD
$4.97BUSDP/E 7.2
$4.55BUSDP/E 15.2
$4.07BUSDP/E 8.2
$4.01BUSDP/E 26.1
$2.90BUSDP/E 58.3
Key Statistics
Company
Market Cap594.75M $
Enterprise Value817.29M $
Revenue (TTM)327.48M $
Gross Profit496.99M $
Net Income (TTM)26.33M $
Revenue/Share8.707 USD
Last Price6.980 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees410
CountryUS
SectorTechnology
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)2.32
P/E (Forward)3.66
PEG—
EV/EBITDA—
EV/Revenue2.50
P/S1.82
P/B1.44
EPS (TTM)3.01
EPS (Forward)1.91
52W Range
6.5008% of range12.45
52W High12.45 USD
52W Low6.500 USD
Profitability
Gross Margin83.24%
Oper. Margin31.21%
EBITDA Margin0.00%
Profit Margin4.41%
ROE45.02%
ROA3.49%
Growth
Revenue Growth-13.90%
Earnings Growth—
Cash Flow & Leverage
Operating CF401.31M $
CapEx (TTM)19.11M $
FCF Margin—
FCF Yield—
Net Debt222.53M $
Net Debt/EBITDA—
Balance Sheet
Debt/Equity5.69
Current Ratio12.92
Quick Ratio12.32
Book Value/Sh4.856 USD
Cash/Share0.7550 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.0000 USD
Div. Yield—
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div DateApr 8, 2025
Pay DateApr 18, 2025
Analyst Consensus
Rating2.0 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)12.56 USD
Upside (mean)+80.0%
Target Range9.500 USD – 16.00 USD
$9.500+80.0% to mean$16.00
# Analysts4
Ownership
Shares Out.85.21M
Float33.42M
Insiders60.64%
Institutions26.91%
Short Interest
Short Ratio4.0d
Short % Float2.82%
Short % Out.2.82%
Shares Short2.40M
Short (prev mo.)2.74M
Technical
SMA 508.837 (-21.0%)
SMA 2009.151 (-23.7%)
Beta1.82
S&P 52W Chg19.18%
Avg Vol (30d)799.31K
Avg Vol (10d)1.76M
Technical Indicators
RSI (14)31.5
MACD-0.6085
MACD Signal-0.3706
MACD Hist.-0.2379
BB Upper11.06 USD
BB Middle8.582 USD
BB Lower6.102 USD
BB Width57.78%
ATR (14)0.4652 USD
Vol Ratio (20d)0.59x