OPFI OppFi Inc.

6.060USD-1.94%Mkt Cap: 516.36M $P/E: 2.83

OppFi Inc., a tech-enabled digital finance platform, provides financial products and services for banks in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are tu…

Key Statistics

Company
Market Cap516.36M USD
Enterprise Value749.12M USD
Revenue (TTM)327.48M USD
Gross Profit496.99M USD
Net Income (TTM)26.33M USD
Revenue/Share8.71 USD
Last Price6.060 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees410
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)2.83
P/E (Forward)3.20
PEG—
EV/EBITDA—
EV/Revenue2.29
P/S1.61
P/B1.27
EPS (TTM)2.14
EPS (Forward)1.93
52W Range
5.9103% of range11.69
52W High11.69 USD
52W Low5.910 USD
Profitability
Gross Margin83.24%
Oper. Margin31.21%
EBITDA Margin0.00%
Profit Margin4.41%
ROE45.02%
ROA3.49%
Growth
Revenue Growth-13.90%
Earnings Growth—
Cash Flow & Leverage
Operating CF401.31M USD
CapEx (TTM)19.11M USD
FCF Margin—
FCF Yield—
Net Debt222.53M USD
Net Debt/EBITDA—
Balance Sheet
Debt/Equity5.69
Current Ratio12.92
Quick Ratio12.32
Book Value/Sh4.86 USD
Cash/Share0.76 USD
Dividends
Fwd Div Rate—
Trail. Div Rate0.00 USD
Div. Yield0.00%
5Y Avg Yield—
Payout Ratio0.00%
Ex-Div DateApr 8, 2025
Pay DateApr 18, 2025
Analyst Consensus
Rating—
Target (Mean)13.31 USD
Upside (mean)+119.7%
Target Range11.00 USD – 16.00 USD
11.00+119.7% to mean16.00
# Analysts4
Ownership
Shares Out.85.21M
Float33.48M
Insiders60.50%
Institutions26.89%
Short Interest
Short Ratio4.4d
Short % Float4.11%
Short % Out.4.10%
Shares Short3.49M
Short (prev mo.)3.54M
Technical
SMA 507.467 (-18.8%)
SMA 2008.685 (-30.2%)
Beta1.80
S&P 52W Chg15.78%
Avg Vol (30d)826.63K
Avg Vol (10d)646.68K
Technical Indicators
RSI (14)33.2
MACD-0.4052
MACD Signal-0.4200
MACD Hist.+0.0149
BB Upper7.848 USD
BB Middle6.564 USD
BB Lower5.279 USD
BB Width39.13%
ATR (14)0.2502 USD
Vol Ratio (20d)0.39x