36.28USD+2.59%Mkt Cap: 332.60M USDP/E: 7.33Last update: 2026-05-26
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and …
Industry Peers
Credit ServicesIndicators:|
Key Statistics
Company
Market Cap332.60M USD
Enterprise Value1.98B USD
Revenue (TTM)638.78M USD
Gross Profit386.47M USD
Net Income (TTM)44.41M USD
Revenue/Share68.57 USD
Last Price36.28 USD
Fiscal Year EndDec 2025
MR QuarterMar 2026
Employees2.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)7.33
P/E (Forward)4.83
PEG0.90
EV/EBITDA11.75
EV/Revenue3.11
P/S0.51
P/B0.88
EPS (TTM)4.93
EPS (Forward)7.37
52W Range
26.0651% of range46.00
52W High46.00 USD
52W Low26.06 USD
Profitability
Gross Margin60.50%
Oper. Margin23.29%
EBITDA Margin26.43%
Profit Margin7.92%
ROE11.90%
ROA2.11%
Growth
Revenue Growth9.60%
Earnings Growth68.60%
Cash Flow & Leverage
Operating CF309.07M USD
CapEx (TTM)17.08M USD
FCF Margin-17.63%
FCF Yield-33.86%
Net Debt1.66B USD
Net Debt/EBITDA9.81
Balance Sheet
Debt/Equity4.52
Current Ratio40.70
Quick Ratio38.63
Book Value/Sh40.25 USD
Cash/Share0.5280 USD
Dividends
Fwd Div Rate1.200 USD
Trail. Div Rate1.200 USD
Div. Yield3.37%
5Y Avg Yield3.45%
Payout Ratio24.34%
Ex-Div DateMay 20, 2026
Pay DateJun 10, 2026
Analyst Consensus
Rating2.0 (Buy)
Target (Mean)48.00 USD
Target Range45.00 USD – 50.00 USD
# Analysts3
Ownership
Shares Out.9.21M
Float6.55M
Insiders9.18%
Institutions88.90%
Short Interest
Short Ratio5.1d
Short % Float4.27%
Short % Out.3.41%
Shares Short314.33K
Short (prev mo.)316.56K
Technical
SMA 5034.98 (+3.7%)
SMA 20037.50 (-3.3%)
Beta1.03
S&P 52W Chg28.31%
Avg Vol (30d)60.48K
Avg Vol (10d)62.03K
Technical Indicators
RSI (14)—
MACD—
MACD Signal—
MACD Hist.—
BB Upper—
BB Middle—
BB Lower—
BB Width—
ATR (14)—
Vol Ratio (20d)—