RM Regional Management Corp.
33.20USD+1.22%Mkt Cap: 306.30M $P/E: 6.991d ago
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and …
Industry Peers
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$5.02BUSD
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$4.46BUSDP/E 14.9
Key Statistics
Company
Market Cap306.30M USD
Enterprise Value2.01B USD
Revenue (TTM)647.84M USD
Gross Profit387.11M USD
Net Income (TTM)44.41M USD
Revenue/Share70.51 USD
Last Price33.20 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)6.99
P/E (Forward)5.57
PEG0.90
EV/EBITDA11.88
EV/Revenue3.11
P/S0.47
P/B0.81
EPS (TTM)4.75
EPS (Forward)5.89
52W Range
29.8923% of range44.29
52W High44.29 USD
52W Low29.89 USD
Profitability
Gross Margin59.75%
Oper. Margin20.81%
EBITDA Margin26.16%
Profit Margin7.92%
ROE11.90%
ROA2.11%
Growth
Revenue Growth6.00%
Earnings Growth-17.50%
Cash Flow & Leverage
Operating CF309.07M USD
CapEx (TTM)17.08M USD
FCF Margin-21.09%
FCF Yield-44.62%
Net Debt1.71B USD
Net Debt/EBITDA10.10
Balance Sheet
Debt/Equity4.52
Current Ratio64.04
Quick Ratio60.44
Book Value/Sh40.51 USD
Cash/Share0.74 USD
Dividends
Fwd Div Rate1.20 USD
Trail. Div Rate1.20 USD
Div. Yield3.66%
5Y Avg Yield3.31%
Payout Ratio25.26%
Ex-Div DateAug 19, 2026
Pay DateSep 16, 2026
Analyst Consensus
Rating—
Target (Mean)43.83 USD
Upside (mean)+32.0%
Target Range38.50 USD – 50.00 USD
38.50+32.0% to mean50.00
# Analysts3
Ownership
Shares Out.9.23M
Float6.53M
Insiders10.10%
Institutions90.40%
Short Interest
Short Ratio4.7d
Short % Float5.09%
Short % Out.4.07%
Shares Short375.56K
Short (prev mo.)383.17K
Technical
SMA 5033.04 (+0.5%)
SMA 20035.81 (-7.3%)
Beta1.01
S&P 52W Chg15.78%
Avg Vol (30d)70.91K
Avg Vol (10d)80.91K
Technical Indicators
RSI (14)58.0
MACD-0.2989
MACD Signal-0.6765
MACD Hist.+0.3776
BB Upper33.69 USD
BB Middle31.70 USD
BB Lower29.71 USD
BB Width12.54%
ATR (14)0.9581 USD
Vol Ratio (20d)1.16x