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RMRegional Management Corp.

NYSE · US · Financial Services · Credit Services · regionalmanagement.com
34.11USD+1.64%Mkt Cap: 314.69M $P/E: 7.18

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and …

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Key Statistics

Company
Market Cap314.69M $
Enterprise Value2.02B $
Revenue (TTM)647.84M $
Gross Profit387.11M $
Net Income (TTM)44.41M $
Revenue/Share70.51 USD
Last Price34.11 USD
Fiscal Year EndDec 2025
MR QuarterJun 2026
Employees2.1K
CountryUS
SectorFinancial Services
IndustryCredit Services
ISIN—
Valuation
P/E (Trailing)7.18
P/E (Forward)5.72
PEG0.90
EV/EBITDA11.91
EV/Revenue3.12
P/S0.47
P/B0.82
EPS (TTM)4.72
EPS (Forward)5.83
52W Range
30.4623% of range46.00
52W High46.00 USD
52W Low30.46 USD
Profitability
Gross Margin59.75%
Oper. Margin20.81%
EBITDA Margin26.16%
Profit Margin7.92%
ROE11.90%
ROA2.11%
Growth
Revenue Growth6.00%
Earnings Growth-17.50%
Cash Flow & Leverage
Operating CF309.07M $
CapEx (TTM)17.08M $
FCF Margin-21.09%
FCF Yield-43.43%
Net Debt1.71B $
Net Debt/EBITDA10.10
Balance Sheet
Debt/Equity4.52
Current Ratio64.04
Quick Ratio60.44
Book Value/Sh40.51 USD
Cash/Share0.7370 USD
Dividends
Fwd Div Rate1.200 USD
Trail. Div Rate1.200 USD
Div. Yield3.58%
5Y Avg Yield3.48%
Payout Ratio25.26%
Ex-Div DateAug 19, 2026
Pay DateSep 16, 2026
Analyst Consensus
Rating1.8 (Buy)
Strong BuyBuyHoldSellStr. Sell
Target (Mean)43.83 USD
Upside (mean)+28.5%
Target Range38.50 USD – 50.00 USD
$38.50+28.5% to mean$50.00
# Analysts3
Ownership
Shares Out.9.23M
Float6.49M
Insiders10.11%
Institutions90.20%
Short Interest
Short Ratio4.8d
Short % Float5.48%
Short % Out.4.38%
Shares Short404.00K
Short (prev mo.)412.27K
Technical
SMA 5038.14 (-10.6%)
SMA 20036.69 (-7.0%)
Beta0.99
S&P 52W Chg18.16%
Avg Vol (30d)84.50K
Avg Vol (10d)107.04K
Technical Indicators
RSI (14)42.9
MACD-1.7290
MACD Signal-1.8347
MACD Hist.+0.1056
BB Upper43.34 USD
BB Middle35.19 USD
BB Lower27.04 USD
BB Width46.30%
ATR (14)1.525 USD
Vol Ratio (20d)1.09x