XYF X Financial
X Financial, together with its subsidiaries, operates as an online personal finance company in the People's Republic of China. The company offers Xiaoying credit loans, which are online personal credit loan products comp…
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Credit Services| Headline | Source | Time |
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 X Financial (XYF) Saw its Active-Borrower Count Fall 74.8% Year Over Year. Can Better Credit Metrics Stabilize the Business? X Financial (NYSE:XYF) reported a dramatically smaller lending platform on August 24. Second-quarter net revenue fell 56.3% year over year and 15.5% sequentially to RMB 993.6 million. The active-borrower count declined 74.8% from a year earlier to approximately 720,258, while the total loan amount facilitated and originated dropped 70.2% to RMB11.63 billion. Shares closed at […] | ||
 X Financial (XYF) Q2 2026 Earnings Call Transcript Delinquency rates improved, but elevated 91-180 day rates persist. | ||
X Financial (XYF) (Q2 2026) Earnings Call Highlights: Revenue Declines 56% Amid Strategic ... X Financial (XYF) reports improved operating margins and sequential credit gains, yet faces a 70% drop in loan origination volume and a widening valuation gap. | ||
 X Financial Q2 Earnings Call Highlights X Financial (NYSE:XYF) reported lower second-quarter revenue and loan origination volumes as it maintained a conservative operating approach focused on credit quality, liquidity and balance-sheet strength. Management said tighter underwriting and expanded collections efforts contributed to sequentia | ||