YRDYiren Digital Ltd.

NYSE · US · Financial Services · Credit Services · yiren.com

1.140USDMkt Cap: 99.74M $P/E: —3d ago

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage,…

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Key Statistics

Company

Market Cap99.74M $

Enterprise Value-2.30B $

Revenue (TTM)5.08B $

Gross Profit4.93B $

Net Income (TTM)54.53M $

Revenue/Share58.35 USD

Last Price1.140 USD

Fiscal Year EndDec 2025

MR QuarterMar 2026

Employees981

CountryUS

SectorFinancial Services

IndustryCredit Services

ISINUS98585L1008

Valuation

P/E (Trailing)—

P/E (Forward)—

PEG—

EV/EBITDA-1.36

EV/Revenue-0.45

P/S—

P/B0.08

EPS (TTM)-1.17

EPS (Forward)—

52W Range

1.13033% of range1.160

52W High1.160 USD

52W Low1.130 USD

Profitability

Gross Margin86.25%

Oper. Margin27.12%

EBITDA Margin33.24%

Profit Margin0.95%

ROE0.59%

ROA0.41%

Growth

Revenue Growth-41.10%

Earnings Growth—

Cash Flow & Leverage

Operating CF703.62M $

CapEx (TTM)25.74M $

FCF Margin-3.41%

FCF Yield-173.70%

Net Debt-2.42B $

Net Debt/EBITDA-1.43

Balance Sheet

Debt/Equity0.01

Current Ratio21.75

Quick Ratio15.61

Book Value/Sh14.86 USD

Cash/Share28.04 USD

Dividends

Fwd Div Rate0.4400 USD

Trail. Div Rate1.539 USD

Div. Yield27.16%

5Y Avg Yield—

Payout Ratio507.00%

Ex-Div DateSep 30, 2025

Pay DateOct 15, 2025

Analyst Consensus

Rating—

Target (Mean)—

Target Range—

# Analysts—

Ownership

Shares Out.87.49M

Float14.46M

Insiders0.00%

Institutions2.59%

Short Interest

Short Ratio0.1d

Short % Float1.17%

Short % Out.0.21%

Shares Short184.85K

Short (prev mo.)172.63K

Technical

SMA 501.187 (-3.9%)

SMA 2002.735 (-58.3%)

Beta1.16

S&P 52W Chg19.18%

Avg Vol (30d)29.77K

Avg Vol (10d)55.31K

Technical Indicators

RSI (14)—

MACD—

MACD Signal—

MACD Hist.—

BB Upper—

BB Middle—

BB Lower—

BB Width—

ATR (14)—

Vol Ratio (20d)—