SOFI SoFi Technologies, Inc. - Common Stock

XRP bulls argue it could upend the global banking network that moves trillions of dollars daily, but Ripple's own fastest-growing product may be quietly making that case harder to defend.

SoFi just posted record loan originations and raised its full-year guidance, yet the stock sits nearly 40% in the red for the year. Something about that disconnect deserves a closer look.

Key TakeawaysSoFi’s CEO closed the Q2 call saying it is “just a matter of when, not if” the market connects the dots to a 20% to 30% return on tangible common equity, return on equity was 5. 66% in FY2025 and 7.

AI leaders pausing new model rollouts over safety concerns has pushed blockchain back into the spotlight as investors look for alternative ways to secure and verify digital activity. That shift makes the broader crypto and ledger technology theme hard to ignore. This article walks through three stocks from our curated crypto and blockchain basket that typify different angles of the trend so you can decide which style suits your portfolio. The three stocks covered next are only a small sample...

SoFi's stock sits just above a 52-week low while one Citigroup analyst refuses to budge from a target that would nearly double your money, even as half of Wall Street rates the digital bank a Hold.

Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.

Ripple's dollar-pegged stablecoin is exploding in adoption while XRP bleeds value, and the reason behind that split tells XRP holders something uncomfortable about their investment.

SOFI's stablecoin rollout adds a live payments use case as strong core growth contrasts with a valuation premium to PYPL and XYZ.

On September 22, SoFi Technologies, Inc. (NASDAQ:SOFI) and Mastercard Incorporated (NYSE:MA) launched live stablecoin settlement across SoFi Bank’s debit and credit card program. Powered by SoFiUSD, the first stablecoin issued by a nationally chartered bank, SoFi is migrating its entire $25 billion card program to blockchain-based settlement on Mastercard’s global payment network. The initiative bridges […]

Investors may be bearish on SoFi Technologies, given today's unusual put options volume. Or are they? The puts are deeply "in-the-money" and expire in over 2.3 years. The put sellers get to buy at a deep discount.

Rising oil prices and renewed inflation fears are hammering rate-sensitive fintech stocks, and the pressure on SoFi, Affirm, and Robinhood may just be getting started.

SoFi's stablecoin push gains commercial traction through Mastercard as core growth strengthens, but its valuation premium keeps the investment case measured.

Apollo warns AI agents like Meta's Muse could move cash from 0.1% bank accounts into 5% yields. Here's what it means for you.

SoFi Technologies (SOFI) has become a talking point after SoFi Bank and Mastercard activated stablecoin settlement for the bank’s debit and credit cards, using SoFiUSD across a reported US$25b card program. For all the excitement around SoFi Technologies' stablecoin rollout with Mastercard, the share price has been under pressure, with a 30 day share price return that is down 12% and a year to date move that is down 39.62% at a recent US$16.58, even though the 3 year total shareholder return...

SoFi Technologies is using its national bank charter to settle roughly $25 billion in annualized Mastercard transaction volume via its SoFiUSD stablecoin, cutting costs and drawing commercial deposits.

PayPal (PYPL) stock has gained about 24% over the past three months (as of Sept. 24, 2026), but it is still down 21% over the past year. In late August, the shares fell 13% in premarket trading after Bloomberg News reported that a consortium of Advent International and Stripe had abandoned its pursuit of PayPal.

For the past few years, the financial industry has been obsessed with the settlement layer. We watched as Visa settled $20B in stablecoins annually and eventually became a founding validator on Circle’s Arc L1. We saw SoFi launch the first bank-issued stablecoin on Mastercard, signaling that traditional finance was ready to move value at the […]

The program is moving onto SoFiUSD, but actual blockchain-settled volume remains undisclosed.

Coinbase customers can request shares in Oura’s IPO, while Robinhood has joined the offering as an underwriter. Neither role guarantees investors an allocation.

As part of the rollout, SoFi Bank is moving its entire $25bn card programme to stablecoin-based transaction settlement using SoFiUSD.

Dave's stock fell on GAAP earnings despite strong revenue growth and margins, as analysts turn bullish while legal challenges over its fee structure remain unresolved.

SoFi stock is down 34% YTD. Is it in the buy zone?

SoFi launched a bank, a credit card empire, and a stablecoin on Mastercard's network, yet the stock sits nearly where it started five years ago. One operating metric suggests the everything-app thesis is actually working, so what keeps the chart pinned?

SoFi’s efforts to scale its non-lending, capital-light businesses augur well for growth.

Mastercard has delivered a strong multi year gain for shareholders, yet the recent soft patch in the share price puts the focus squarely on whether that long run is supported by the returns it earns on its capital. Over the past 5 years, Mastercard has returned 63.3%, which puts real weight on the question of whether the underlying economics of the business are rich enough to support that kind of compounding. New projects such as stablecoin settlement with SoFi and AI enabled payment and...

We used to think of the internet as a place where humans clicked buttons to buy things. Now, it is becoming a place where software agents do the clicking for us, and the plumbing underneath is finally starting to look like it was built for the job. For the past few years, the financial industry […]

New U.S. Bank survey underscores key differences in how younger investors approach investing compared with Gen X and Millennials.

The payments giant sent a fortune back to its owners, yet the stock stumbled. Here’s the paradox of what that cash really bought, and what has to happen next.

Upstart, Affirm, and SoFi are sliding in tandem on Wednesday while the broader financials sector sits nearly unchanged, and that gap between consumer lenders and everything else tells a story that goes beyond any single company's news.

SoFi is migrating its debit and credit card program to stablecoin settlement on Mastercard's network, with transactions already live.

Mastercard (MA) and SoFi (SOFI) have a new stablecoin partnership. Scott Melker outlines the details in the video above. "The Daily Wolf with Scott Melker" airs every day at 12:00 p.m. Tune in for your daily dose of all things crypto. Make sure to also check out Yahoo Finance's new crypto hub to find the latest crypto-related news.

SoFiUSD is the first stablecoin issued by a nationally chartered US bank

In the latest trading session, SoFi Technologies, Inc. (SOFI) closed at $17.16, marking a +1.12% move from the previous day.

The stablecoin distribution model just changed its fundamental terms. On September 17, 2026, Binance purchased a $100 million equity stake in Circle – approximately 1,237,011 Class A shares at $80.84 per share in a private placement at a 5% discount to the prevailing market price – and paired it with a five-year commercial agreement that […]

SoFi Stock Gets Big Crypto Boost as Mastercard Settlement Goes Live

SOFI's record loan originations are testing its credit resilience, with charge-offs and delinquencies improving despite rapid lending growth.

SoFi Technologies started settling card transactions using its own stablecoin on Tuesday, a program the company says is the first of its kind for a U.S. bank. All debit- and credit-card transactions will be settled using SoFi USD, its dollar-backed stablecoin, over Mastercard payments network, SoFi said. The company said the shift will showcase how bank-issued stablecoins—a type of cryptocurrency pegged to the U.S. dollar and backed by assets like bank deposits or Treasury bills—can coexist with existing payment infrastructure by “helping bridge traditional financial systems and blockchain-based networks.”

The short version is that a nationally chartered bank just started settling card transactions in its own stablecoin, and the interesting part is not that it happened but what it reveals about the shape of the competition to come. On September 22, SoFi Bank N.A. and Mastercard announced that live stablecoin settlement is now running […]

SoFi just quietly moved its entire card program onto a blockchain that merchants never have to touch, and the four obstacles that killed crypto payments at retail for a decade may have all vanished at once.

SoFi Technologies (SOFI) and Mastercard on Tuesday said their stablecoin partnership is fully operational and handling real transactions. SoFi stock climbed on the news. Under the partnership, SoFi's debit and credit card program with more than $25 billion in annualized volume has shifted to Mastercard's payment network using its bank-issued stablecoin. The companies announced the partnership in March. With the...

AI-fuelled enthusiasm has swung global markets back toward high growth stories, and crypto and blockchain are sharing that spotlight as investors look for the next big infrastructure plays behind digital assets. With capital chasing clear business models instead of pure speculation, listed companies building the rails and plumbing of this ecosystem are drawing fresh attention. This article walks through three stocks from our curated crypto and blockchain basket. The stocks covered below are...

PayPal (PYPL) stock has fallen 14.2% over the past month to about $52, and it is still up 23.6% over three months. The bigger question is how far PayPal falls when a real market shock arrives, and how long it stays down. Its record says further than the market. Its turnaround asks for a long wait.

FMPay, a payment institution authorized by the FCA, has unveiled its card acquiring and payout model designed for mid-sized digital businesses and B2B fintechs. The two-layered operating model features an API-led processing stack focused on settlement and compliance, coupled with a human layer comprising dedicated risk experts who manage client outcomes and address problems in real time. This direct acquiring approach enables FMPay to handle pay-ins and payouts across Visa, Mastercard, and...

These fast-growing bank stocks offer incredible opportunities for investors.

In recent months, SoFi Technologies reported record Q2 2026 performance, including loan originations growing 69% year over year, stronger member and product growth, and an expanding mix of fee-based revenues, while operating under a bank charter that lets it fund loans with its own deposits. A key insight from this period is that over half of new products were opened by existing members, suggesting deepening engagement that may enhance SoFi’s ability to diversify revenue across its expanding...

There has been an increase in the number of fintechs applying for bank charters.

The once-high-flying fintech stock has cratered, and investors are wondering what they should do.

Over the past 18 months, 40 wannabe bankers have filed for charters with the Comptroller of the Currency. So far, 21 have been approved.

SOFI's cross-buy rate climbs to 51% as record member and product growth boosts engagement and expands revenue diversification.

SoFi just posted a record quarter and raised guidance while its stock sits near a 52-week low, and the gap between what the business is doing and what the market is pricing in may be wider than most investors realize.